235 4th Ave NW, Elgin, MN 55932 Property Records

Wabasha County property record for 235 4th Ave NW, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,252 sqft · built 1996
Lot Size	0.216 acres (9,413 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Nov 2018)
Tax Bill	$3,702 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00273.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00273.00`
Alternative APN	`19.00273.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	1,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,413 sqft (0.216 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Enclosed Porch
Porch Area	292 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	235 4TH AVE NW
City	ELGIN
State	MN
Zip	55932-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-108 RANGE-012 WESTSIDE ACRES SUBDIVISION EX W 1, ALL LOT 4 BLK 1 (WWW)
Legal Range	12
Legal Township	108
Legal Section	28
Legal Subdivision	WESTSIDE ACRES SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3014
Census Tract	490500

Owner

235 4th Ave NW is owned and occupied by two individuals who bought it in November 2018.

Source: Wabasha County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 4TH AVE NW, ELGIN, MN 55932-9620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES STATE BANK
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2018333062
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	235 4TH AVE NW, ELGIN, MN 55932-9620
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 4TH AVE NW, ELGIN, MN 55932-9620

Mortgage

Document Number	0000341067
Date	Oct 5, 2020
Instrument	341067

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jul 1, 2021

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	235 4TH AVE NW, ELGIN, MN 55932-9620
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342542
Date	Jan 19, 2021
Instrument	342542

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Nov 16, 2018
Property Address	235 4TH AVE NW, ELGIN, MN 55932-9620
Document Number	0000333062
Instrument Date	Nov 16, 2018
Instrument	333062
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 4TH AVE NW, ELGIN, MN 55932-9620

Mortgage

Document Number	0000333063
Date	Nov 16, 2018
Instrument	333063

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 235 4th Ave NW was $3,702 with a homeowner's exemption.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,702.00 Homeowner's exemption	$279,700 Land $40,000 Building $239,700	$279,700 Land $40,000 Building $239,700
2023	$3,410.00 Homeowner's exemption	$273,100 Land $40,000 Building $233,100	$273,100 Land $40,000 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 4th Ave NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 4th Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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