235 2nd St, Clermont, FL 34711 Property Records

Lake County property record for 235 2nd St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 968 sqft · built 1925
Lot Size	0.098 acres (4,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (May 2016)
Tax Bill	$1,269 (2024)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0400-004-01400`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0400-004-01400`
Alternative APN	`1628008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	4,275 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	220 sqft
Utility Building	666 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1628008
Street Address	235 2ND ST
City	CLERMONT
State	FL
Zip	34711-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT SUNSET HEIGHTS S 1/2 OF LOT 14 BLK 4 PB 5 PG 42 ORB 4783 PG 2002
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	400
Legal Block	4
Legal Lot Number	14
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2002
Census Tract	31312

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 2ND ST, CLERMONT, FL 34711-2320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Nov 23, 2020	Deed of Trust, Mortgage FINTECH MTG ASSN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Oct 1, 1993
Deed Document Number	2016053267
Deed Book / Page	4783 / 2002
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	235 2ND ST, CLERMONT, FL 34711-2320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050210253
Date	Nov 2, 2017
Book Page	5021/0253
Instrument	2017116742

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	235 2ND ST, CLERMONT, FL 34711-2320
Document Number	0055940590
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 2ND ST CLERMONT FL 347112320, CLERMONT, FL 34711-2320

Mortgage

Document Number	0055940590
Date	Dec 3, 2020
Book Page	005594/000590
Instrument	136264

Lender

Name	FINTECH MTG ASSN LLC
Address	SAINT PETERSBURG, FL 33701

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 2, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,730 (+5.98%) Land $90,000 Building $28,730	$271,715 (+26.95%) Land $90,000 Building $181,715
2024	$1,269.00 (+3.17%)
2023	$1,230.00 (+4.33%) Homeowner's exemption	$112,030 (+3%)	$214,041 (+24.99%) Land $45,000 Building $169,041
2022	$1,179.00 Homeowner's exemption	$108,770	$171,247 Land $22,500 Building $148,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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