235 20th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 235 20th Ave, Vero Beach, FL 32962 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,421 sqft · built 1988
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2019)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00010-0005-00013.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00010-0005-00013.0`
Alternative APN	`78169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,421 sqft Living Area
1st Floor Area	1,621 sqft
2nd Floor Area	800 sqft
Utility Area	162 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	128 ft deep x 111 ft wide
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	1,200 sqft
Porch	Open Porch
Porch Area	608 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	78169
Street Address	235 20TH AVE
City	VERO BEACH
State	FL
Zip	32962-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN RIVER HEIGHTS UNIT 1 BLK E S 37 FT OF LOT 13 & LOT 14 PBI 5-74
Legal Range	39
Legal Township	33
Legal Section	14
Legal Subdivision	INDIAN RIVER HEIGHTS UNIT 1
Legal Block	E
Legal Lot Number	13-14
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2000
Census Tract	50603

Owner

Source: Indian River County records · APN 33-39-14-00010-0005-00013.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	235 20TH AVE, VERO BEACH, FL 32962-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2019 · Amount on Record
Deed Sale	Mar 08, 2019 · Amount on Record
Prior Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	3120190013932
Deed Book / Page	3189 / 1723
Record Updated	Jun 08, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 08, 2019
Property Address	235 20TH AVE, VERO BEACH, FL 32962-2704
Document Number	0031891723
Book / Page	3189 / 1723
Map Reference	MB 5 PG 74
Instrument Date	Mar 06, 2019
Instrument	3120190013932
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376 S 9TH ST, 376, COSHOCTON, OH 43812-2152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 7TH CT SW, VERO BEACH, FL 32962-3556

Mortgage

Document Number	3120190013933
Date	Mar 08, 2019
Instrument	3120190013933

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 06, 2034

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+15.55%)	$246,002 (+5.99%)	$342,160 (+6.24%) Land $53,450 Building $288,710
2023	$2,855.00 (+2.77%)	$232,106 (+3%)	$322,078 (+13.42%) Land $43,732 Building $278,346
2022	$2,778.00	$225,346	$283,959 Land $43,732 Building $240,227

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2004–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2006, rainfall accumulation
Claims By Storm	Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 410 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.