23494 Rd 48, Cloverdale, OH 45827 Property Records

Paulding County property record for 23494 Rd 48, Cloverdale, OH 45827

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	24.6 acres (1,072,142 sqft)
Owner	Individual Name on File
Last Sale	$10,600 (Oct 1985)
Tax Bill	$760 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-23S-002-00`

Property Details

APN / Parcel Number

Primary APN	`31-23S-002-00`

Exterior

Lot Area	1,072,142 sqft (24.6 acres)

Location & Zoning

Street Address	23494 ROAD 48
City	CLOVERDALE
State	OH
Zip	45827-9126
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT E E E1/2 NW1/4 WASHINGTON TWP SEC 23
Jurisdiction	PAULDING OH
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4053
Census Tract	960500

Owner

23494 Rd 48, an agricultural property, is owned by an individual who acquired it in April 2010.

Source: Paulding County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3886 ROAD 193, GROVER HILL, OH 45849-9650
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit THE OTTOVILLE BANK COMPANY
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit THE OTTOVILLE BANK COMPANY
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit THE FORT JENNINGS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1985 · Amount on File
Deed Sale	Oct 1, 1985 · Amount on File
Last Transfer Date	Apr 29, 2010
Transfer Doc	00538/0078
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	23494 ROAD 48, CLOVERDALE, OH 45827-9126
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 ROAD 193, GROVER HILL, OH 45849-9650

Mortgage

Document Number	00627/1221
Date	Nov 10, 2025
Book Page	627/1221
Instrument	202500002819

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	RR 199 REAR, OH
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 ROAD 193, GROVER HILL, OH 45849-9650

Mortgage

Document Number	00587/1024
Date	Jan 11, 2019
Book Page	587/1024
Instrument	201900000086

Lender

Name	THE OTTOVILLE BANK COMPANY
Type	Bank
Address	OTTOVILLE, OH 45876

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	RR 199 REAR, OH
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 ROAD 193, GROVER HILL, OH 45849-9650

Mortgage

Document Number	000607/803
Date	Apr 13, 2022
Book Page	607/803
Instrument	202200000905

Lender

Name	THE OTTOVILLE BANK COMPANY
Type	Bank
Address	OTTOVILLE, OH 45876

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	RR 199 REAR, OH
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 ROAD 193, GROVER HILL, OH 45849-9650

Mortgage

Document Number	00610/1151
Date	Oct 19, 2022
Book Page	610/1151
Instrument	202200002650

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 23494 Rd 48 was $760, up 37.9% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Washington Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$760.00 (+37.93%)	$63,350 (+47.02%) Land $63,350	$181,000 Land $181,000
2024	$551.00 (+65.96%)	$43,090 (-) Land $43,090
2023	$332.00 (-2.64%)	$43,090 (-) Land $43,090
2022	$341.00	$43,090 Land $43,090	$123,100 Land $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23494 Rd 48 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23494 Rd 48 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 48

Nearby Streets

All Cloverdale, OH Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures