23492 Dune Mear Rd, Lake Forest, CA 92630 Property Records

Orange County property record for 23492 Dune Mear Rd, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,450 sqft · built 1965
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on File
Last Sale	$1,127,000 (Dec 2024)
Tax Bill	$11,589 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`617-161-30`

Property Details

APN / Parcel Number

Primary APN	`617-161-30`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	8,775 sqft (0.201 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	23492 DUNE MEAR RD
City	LAKE FOREST
State	CA
Zip	92630-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4985 BLK LOT 137
Legal Subdivision	TRACT 4985
Legal Tract	4985
Legal Lot Number	137
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1017
Census Tract	52411

Owner

23492 Dune Mear Rd is owned and occupied by two individuals who bought it in December 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Jul 7, 2021	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
Jul 7, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL PACIFIC LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2024 · Amount on File
Deed Sale	Dec 24, 2024 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	2024334327
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0000439139
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 2, 2026
Property Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Document Number	0000095255
Instrument Date	Mar 27, 2026
Instrument	202695255
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824

Mortgage

Document Number	0000095255,
Date	Apr 2, 2026
Instrument	202695255

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2021
Property Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Document Number	0000439140
Map Reference	MB 197 PG 34-39
Instrument Date	May 25, 2021
Instrument	2021000439140
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VINEYARD, LADERA RANCH, CA 92694-0954

Mortgage

Document Number	0000439141
Date	Jul 7, 2021
Instrument	2021000439141

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	1.01%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2021
Property Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Document Number	0000439139
Map Reference	MB 197 PG 34-39
Instrument Date	May 19, 2021
Instrument	2021000439139
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VINEYARD, LADERA RANCH, CA 92694-0954

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23492 DUNE MEAR RD, EL TORO, CA 92630-3824

Mortgage

Document Number	0000733456
Date	Dec 14, 2020
Instrument	2020000733456

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23492 DUNE MEAR RD, LAKE FOREST, CA 92630-3824
Document Number	0000091004
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23492 DUNE MEAR RD LAKE FOREST CA 926303824, LAKE FOREST, CA 92630-3824

Mortgage

Document Number	0000091004
Date	Mar 2, 2020
Instrument	91004

Lender

Name	COASTAL PACIFIC LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23492 Dune Mear Rd was $11,589, up 27.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,149,540 (+2%) Land $1,043,354 Building $106,186
2025	$11,589.00 (+27.79%)	$1,127,000 Land $1,022,896 Building $104,104
2024	$9,069.00 (+2.42%)
2023	$8,855.00 (+1.81%)	$862,920 Land $774,943 Building $87,977
2022	$8,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23492 Dune Mear Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23492 Dune Mear Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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