23490 Sunset Dr, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 23490 Sunset Dr, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,061 sqft · built 1977
Lot Size	0.932 acres (40,598 sqft)
Owner	2 Individual Names on File
Last Sale	$1,460,000 (Nov 2015)
Tax Bill	$20,092 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-283-09`

Property Details

APN / Parcel Number

Primary APN	`096-283-09`
Alternative APN	`096-283-09-000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,061 sqft Living Area
Gross Area	3,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	40,598 sqft (0.932 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	870 sqft
Patio Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	23490 SUNSET DR
City	LOS GATOS
State	CA
Zip	95033-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-1AC
Legal Subdivision	SOQUEL AUGMENTATION RHO
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SUMMIT ROAD
Census Block Group	1
Census Block	1016
Census Tract	121000

Owner

23490 Sunset Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23490 SUNSET DR, LOS GATOS, CA 95033-9205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2015 · Amount on File
Deed Sale	Nov 18, 2015 · Amount on File
Prior Sale	Mar 15, 2011 · Amount on File
Deed Document Number	201546235
Last Transfer Date	Jun 2, 2020
Transfer Doc	0000019863
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 9, 2020
Property Address	23490 SUNSET DR, LOS GATOS, CA 95033-9205
Document Number	0000019863
Map Reference	VOL 34 PG 19
Instrument Date	Jun 2, 2020
Instrument	2020-0019863
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23490 SUNSET DR, LOS GATOS, CA 95033-9205

Mortgage

Document Number	0000019864
Date	Jun 9, 2020
Instrument	2020-0019864

Lender

Name	THIRD COAST BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23490 Sunset Dr was $20,092 with a homeowner's exemption, up 1.7% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,762,912 (+2%) Land $1,207,474 Building $555,438
2025	$20,092.00 (+1.73%) Homeowner's exemption	$1,728,345 Land $1,183,798 Building $544,547
2024	$19,750.00 (+2.4%)
2023	$19,288.00 (+3.58%) Homeowner's exemption	$1,661,231 Land $1,137,829 Building $523,402	$1,766,070
2022	$18,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23490 Sunset Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23490 Sunset Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLA DEL MONTE MWC private · serves 422 people · EPA ID CA4400595
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks.

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