2349 Jernigan Loop, Kissimmee, FL 34746 Property Records

Osceola County property record for 2349 Jernigan Loop, Kissimmee, FL 34746 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$261,300 (Sep 2019)
Tax Bill	$5,955 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-29-3402-0001-0230`

Property Details

APN / Parcel Number

Primary APN	`09-26-29-3402-0001-0230`
Alternative APN	`262909340200010230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	2,006 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2349 JERNIGAN LOOP
City	KISSIMMEE
State	FL
Zip	34746-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR SHORES PB 25 PGS 124-125 LOT 23
Legal Range	29E
Legal Township	26S
Legal Section	09
Legal Subdivision	HARBOR SHORES
Legal Block	230
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2019
Census Tract	41502

Owner

Source: Osceola County records · APN 09-26-29-3402-0001-0230

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Sep 26, 2019	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2019124883
Deed Book / Page	5596 / 681
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655

Mortgage

Document Number	0064961773
Date	Oct 27, 2023
Book Page	6496/1773
Instrument	2023141943

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 01, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 JERNIGAN LOOP, KISSIMMEE, FL 34746

Mortgage

Document Number	0060262474
Date	Aug 20, 2021
Book Page	6026/2474
Instrument	2021129487

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 01, 2049

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 26, 2019
Property Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655
Document Number	0055960681
Book / Page	5596 / 0681
Map Reference	MB 25 PG 124
Instrument Date	Aug 02, 2019
Instrument	2019124883
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,829.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2349 JERNIGAN LOOP, KISSIMMEE, FL 34746-3655

Mortgage

Document Number	0005596683
Date	Sep 26, 2019
Instrument	5596/683

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,955.00 (+4.51%) Homeowner's exemption	$268,283 (+5.99%)	$339,100 (+8.62%) Land $55,000 Building $284,100
2023	$5,698.00 (+65.16%) Homeowner's exemption	$253,130 (+3%)	$312,200 (+18.62%) Land $42,000 Building $270,200
2022	$3,450.00 Homeowner's exemption	$245,758	$263,200 Land $34,000 Building $229,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970415022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 139 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	6 (2016–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2026, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 373 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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