2349 E Kemo Ave, Warsaw, IN 46582 Property Records

Kosciusko County property record for 2349 E Kemo Ave, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,656 sqft · built 1977
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2022)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-715000-36`

Property Details

APN / Parcel Number

Primary APN	`003-715000-36`
Alternative APNs	`43-11-02-300-043.000-031` `00000003299` `0371500036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Terrain	High
Garage Type	Mixed
Garage Area	1,724 sqft
Parking Spaces	6 Parking Spaces
Deck Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000003299
Street Address	2349 E KEMO AVE
City	WARSAW
State	IN
Zip	46582-7253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-7-37 LOT 35 HICKORY ESTATES 1ST ADD
Legal Range	6
Legal Township	32
Legal Section	2
Legal Subdivision	HICKORY ESTATES
Legal Lot Number	35
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2001
Census Tract	962101

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2349 E KEMO AVE, WARSAW, IN 46582-7253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE CITY BANK
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Feb 2, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202280299
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	2020111221
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 8, 2022
Property Address	2349 E KEMO AVE, WARSAW, IN 46582-7253
Document Number	2022080299
Map Reference	MB 7 PG 55
Instrument Date	Aug 5, 2022
Instrument	2022080299
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	OMA TITLE, DOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2349 E KEMO AVE, WARSAW, IN 46582-7253

Mortgage

Document Number	2022080300
Date	Aug 8, 2022
Instrument	2022080300

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 23, 2020
Property Address	2349 E KEMO AVE, WARSAW, IN 46582-7253
Document Number	2020111221
Map Reference	MB 7 PG 55
Instrument Date	Nov 6, 2020
Instrument	2020111221
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2349 E KEMO AVE, WARSAW, IN 46582-7253

Mortgage

Document Number	2020111222
Date	Nov 23, 2020
Instrument	2020111222

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 2, 2017
Property Address	2349 E KEMO AVE, WARSAW, IN 46582-7253
Document Number	2017020050
Map Reference	MB7 PG55
Instrument Date	Jan 30, 2017
Instrument	2017020050
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2349 E KEMO AVE, WARSAW, IN 46582-7253

Mortgage

Document Number	2017020051
Date	Feb 2, 2017
Instrument	2017020051

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (-1.89%) Homeowner's exemption	$338,100 (+12.74%) Land $41,300 Building $296,800	$338,100 (+12.74%) Land $41,300 Building $296,800
2024	$2,435.00 (+10.68%) Homeowner's exemption	$299,900 (+8.54%) Land $30,000 Building $269,900	$299,900 (+8.54%) Land $30,000 Building $269,900
2023	$2,200.00 (+17.58%)	$276,300 (+16.58%) Land $30,000 Building $246,300	$276,300 (+16.58%) Land $30,000 Building $246,300
2022	$1,871.00	$237,000 Land $30,000 Building $207,000	$237,000 Land $30,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Mercury Fiber, Verizon.

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