St. Charles County property record for 2349 Banon Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,226 sqft · built 2016 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $448,566 (Sep 2026) |
| Tax Bill | $5,242 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T170600001 |
| Primary APN | T170600001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 3,714 sqft |
| 1st Floor Area | 1,626 sqft |
| Basement Area | 1,626 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Masonry Veneer |
| Lot Area | 6,242 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T170600001 |
|---|---|
| Street Address | 2349 BANON DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #1 LOT 78 |
| Legal Subdivision | VLGS OF PROVENCE #1 |
| Legal Lot Number | 78 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2349 Banon Dr is owned and occupied by two individuals who bought it in September 2026.
Source: St. Charles County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2349 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Apr 22, 2022 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Jul 11, 2016 · Amount on File |
| Deed Document Number | 202645343 |
| Prior Transfer Date | Apr 20, 2022 |
| Prior Transfer Doc | 0000023174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2026 |
| Property Address | 2349 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0000045343 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 202645343 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | TITLE PREMIER LLC, TITLE PREMIER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2349 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0000045344, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202645344 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 22, 2022 |
| Property Address | 2349 BANON DR, SAINT CHARLES, MO 63301-5024 |
| Document Number | 0000023174 |
| Map Reference | MB 48 PG 299 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022R-023174 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2349 BANON DR, SAINT CHARLES, MO 63301-5024 |
The 2025 property tax bill for 2349 Banon Dr was $5,242.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,936 (-) | $441,766 (-) Land $90,000 Building $351,766 | |
| 2025 | $5,242.00 | $83,936 | $441,766 Land $90,000 Building $351,766 |
| 2023 | $77,545 | ||
| 2022 | $408,134 Land $65,000 Building $343,134 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2349 Banon Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2349 Banon Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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