23486 Torre Cir, Boca Raton, FL 33433 Property Records

Palm Beach County property record for 23486 Torre Cir, Boca Raton, FL 33433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,396 sqft · built 1993
Lot Size	0.197 acres (8,599 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Aug 2026)
Tax Bill	$6,473 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-47-34-21-000-0590`

Property Details

APN / Parcel Number

Primary APN	`00-42-47-34-21-000-0590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,396 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	1,640 sqft
Upper Floors Area	756 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	8,599 sqft (0.197 acres)
Garage Type	Attached
Garage Area	395 sqft
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	23486 TORRE CIR
City	BOCA RATON
State	FL
Zip	33433-7028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	COSTA DEL SOL REPL LT 59
Legal Range	42E
Legal Township	47S
Legal Section	34
Legal Subdivision	COSTA DEL SOL
Legal Lot Number	59
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	1
Census Block	1000
Census Tract	7616

Owner

23486 Torre Cir is owned and occupied by two individuals who bought it in August 2026.

Source: Palm Beach County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 28, 2017	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Sep 28, 2017 · Amount on File
Deed Document Number	2026312655
Deed Book / Page	36751 / 1749
Transfer Doc	9502000403
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 27, 2026
Property Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028
Document Number	0000312655
Book / Page	36751 / 1749
Instrument Date	Aug 24, 2026
Instrument	2026312655
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MASON BURGESS TITLE, MASON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590,345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000312656,
Date	Aug 27, 2026
Book Page	36751/1753
Instrument	2026312656

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028

Mortgage

Document Number	0319650885
Date	Dec 2, 2020
Book Page	31965/885
Instrument	20200459508

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 28, 2017
Property Address	23486 TORRE CIR, BOCA RATON, FL 33433-7028
Document Number	0293690470
Book / Page	029369 / 000470
Instrument Date	Sep 25, 2017
Instrument	342943
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23486 TORRE CIR BOCA RATON FL 334337028, BOCA RATON, FL 33433-7028

Mortgage

Document Number	293690472
Date	Sep 28, 2017
Book Page	029369/000472
Instrument	342944

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23486 Torre Cir was $6,473.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,473.00	$387,806	$594,977 Land $202,455 Building $392,522
2023	$6,124.00 (+1.04%) Homeowner's exemption	$365,900 (+3%)	$558,038 (+11.9%) Land $170,417 Building $387,621
2022	$6,061.00 Homeowner's exemption	$355,243	$498,672 Land $154,891 Building $343,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23486 Torre Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	19 (1999–2021)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23486 Torre Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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