23481 Swift Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 23481 Swift Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,340 sqft · built 1950
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$278,900 (Apr 2019)
Tax Bill	$1,111 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-01-01-0-000-001.047`

Property Details

APN / Parcel Number

Primary APN	`61-01-01-0-000-001.047`
Alternative APNs	`355195` `51621`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,340 sqft Heated Area
1st Floor Area	2,340 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	271 ft deep x 219 ft wide
Utility Building	371 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	355195
Street Address	23481 SWIFT RD
City	ELBERTA
State	AL
Zip	36530-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	219.2' X 271'(S) IRR LOT 3 DAVID GUDOVITZ SUBDIVISION SLIDE2195-A LESS RD R/W SEC 1-T8S-R4E RP285 P13 (WD)
Legal Subdivision	DAVID GUDOVITZ SUBDIVISION
Legal Lot Number	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	3
Census Block	3001
Census Tract	11504

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23481 SWIFT RD, ELBERTA, AL 36530-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND
Apr 8, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Aug 17, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	20191752884
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	23481 SWIFT RD, ELBERTA, AL 36530-6627
Document Number	0001836874
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23481 SWIFT RD ELBERTA AL 365306627, ELBERTA, AL 36530-6627

Mortgage

Document Number	0001836874
Date	Jun 19, 2020
Instrument	1836874

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 8, 2019
Property Address	23481 SWIFT RD, ELBERTA, AL 36530-6627
Document Number	0001752884
Instrument Date	Apr 5, 2019
Instrument	1752884
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23481 SWIFT RD ELBERTA AL 365306627, ELBERTA, AL 36530-6627

Mortgage

Document Number	1752885
Date	Apr 8, 2019
Instrument	1752885

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 17, 2018
Property Address	23481 SWIFT RD, ELBERTA, AL 36530-6627
Document Number	0001714388
Instrument Date	Aug 14, 2018
Instrument	1714388
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23481 SWIFT RD ELBERTA AL 365306627, ELBERTA, AL 36530-6627

Mortgage

Document Number	1714389
Date	Aug 17, 2018
Instrument	1714389

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,111.00 (+1.83%) Homeowner's exemption
2025	$1,091.00 (+14.12%)	$40,580 (+13.48%) Land $6,780 Building $33,800	$405,600 (+13.49%) Land $67,800 Building $337,800
2023	$956.00 (+23.51%) Homeowner's exemption	$35,760 (+22.13%)	$357,400 (+22.15%) Land $61,400 Building $296,000
2022	$774.00 (+16.04%) Homeowner's exemption	$29,280	$292,600 Land $45,500 Building $247,100
2021	$667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	12 (2014–2020)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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