2348 Willow Tree Trl, Clearwater, FL 33763 Property Records

Pinellas County property record for 2348 Willow Tree Trl, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1975
Lot Size	0.165 acres (7,192 sqft)
Owner	Individual Name on Record
Last Sale	$224,500 (Oct 2015)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C62-000-761-8849-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-761-8849-9`
Alternative APNs	`31-28-16-98726-000-1050` `281631987260001050` `162831987260001050` `R342341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,489 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,489 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,192 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	227 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R342341
Street Address	2348 WILLOW TREE TRL
City	CLEARWATER
State	FL
Zip	33763-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE OF COUNTRYSIDE UNIT 2 LOT 105
Legal Range	16E
Legal Township	28S
Legal Section	31
Legal Subdivision	WOODGATE OF COUNTRYSIDE
Legal Tract	98726
Legal Lot Number	105
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2015
Census Tract	26913

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2348 WILLOW TREE TRL, CLEARWATER, FL 33763-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Mar 30, 2018	Loan Modification, Mortgage · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Dec 26, 2006 · Amount on Record
Deed Document Number	2015297938
Deed Book / Page	18954 / 1026
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	0155502503
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2348 WILLOW TREE TRL, CLEARWATER, FL 33763-1630
Document Number	0200441555
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 WILLOW TREE TRL CLEARWATER FL 337631630, CLEARWATER, FL 33763-1630

Mortgage

Document Number	0200441555
Date	May 9, 2018
Book Page	020044/001555
Instrument	146733

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	2348 WILLOW TREE TRL, CLEARWATER, FL 33763-1630
Document Number	0200451977
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 WILLOW TREE TRL CLEARWATER FL 337631630, CLEARWATER, FL 33763-1630

Mortgage

Document Number	0200451977
Date	May 9, 2018
Book Page	020045/001977
Instrument	147890

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92186-5304

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,803.00 (+5.79%) Homeowner's exemption Widower's exemption	$243,921 (+5.99%)	$387,120 (+13.03%) Land $147,187 Building $239,933
2024	$3,595.00 (+2.01%)
2023	$3,524.00 (+0.63%) Homeowner's exemption Widower's exemption	$230,143 (+3%)	$342,484 (+8.81%) Land $145,735 Building $196,749
2022	$3,502.00 Homeowner's exemption Widower's exemption	$223,440	$314,766 Land $164,748 Building $150,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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