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2348 Steamboat Loop E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 2348 Steamboat Loop E, Port Orchard, WA 98366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,752 sqft · built 1993
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Last Sale$447,191 (Dec 2021)
Tax Bill$4,143 (2026)
Deeds & MortgagesDec 2021 Sale
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5234-000-043-0006

Property Details

APN / Parcel Number

Primary APN5234-000-043-0006
Alternative APN
  • 2186450

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,752 sqft Living Area
Gross Area2,192 sqft
1st Floor Area598 sqft
2nd Floor Area714 sqft
Basement Area400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Deck Area27 sqft
Patio Area70 sqft
Canopy27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address2348 STEAMBOAT LOOP E
CityPORT ORCHARD
StateWA
Zip98366-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUL
Legal DescriptionLOT 43, HARBOR LIGHTS ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 27 OF PLATS, PAGES 161 TO 167, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township24
Legal Section30
Legal SubdivisionHARBOR LIGHTS
Legal Block2
Legal Lot Number43
JurisdictionKITSAP WA
Township / Civil DivisionPORT ORCHARD
Census Block Group2
Census Block2002
Census Tract92500

Owner

2348 Steamboat Loop E is owned and occupied by two individuals who bought it in December 2021.

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2348 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4833
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NATL TTL LYNNWOO
Dec 17, 2020Deed of Trust, Mortgage · VA Mortgage
MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Deed Document Number202182
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateDec 2, 2021
Property Address2348 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4833
Document Number0012020082
Map ReferenceVOL 27 PG 161-166
Instrument DateNov 24, 2021
Instrument202112020082
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyFIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NATL TTL LYNNWOO

Transaction

AmountAmount on Record
Tax$7,160.06
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2348 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4833

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address2348 STEAMBOAT LOOP E, PORT ORCHARD, WA 98366-4833
Document Number0001110576
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2348 STEAMBOAT LOOP E PORT ORCHARD WA 983664833, PORT ORCHARD, WA 98366-4833

Mortgage

Document Number0001110576
DateJan 11, 2021
Instrument202101110576
Lender
NameMUTUAL/OMAHA MTG LLC
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 10, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2348 Steamboat Loop E was $4,143.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
Unified School DistrictSouth Kitsap School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$469,560 (-) Land $92,600 Building $376,960$469,560 (-) Land $92,600 Building $376,960
2026$4,143.00$469,560 Land $92,600 Building $376,960$469,560 Land $92,600 Building $376,960
2024$3,762.00 (+0.62%)$457,270 (-) Land $77,000 Building $380,270$457,270 (-) Land $77,000 Building $380,270
2023$3,739.00$457,270 Land $77,000 Building $380,270$457,270 Land $77,000 Building $380,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2348 Steamboat Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 Steamboat Loop E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.1% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWest Sound Utility District #1
serves 28,930 people · EPA ID WA5302600
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50

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