2348 E Ruritan Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 2348 E Ruritan Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2022
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$339,950 (Jul 2023)
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039.16-01-14`

Property Details

APN / Parcel Number

Primary APN	`039.16-01-14`
Alternative APNs	`000013967` `03916 114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Finished Area
Gross Area	2,258 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Porch	Slab
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000013967
Street Address	2348 E RURITAN RD
City	ROANOKE
State	VA
Zip	24012-6914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT A SUR FOR ELLIS BONSACK
Legal Subdivision	EAST WEST RURITAN
Legal Lot Number	A
Jurisdiction	ROANOKE VA
Township / Civil Division	HOLLINS
Census Block Group	4
Census Block	4009
Census Tract	31202

Owner

2348 E Ruritan Rd is owned and occupied by an individual who bought it in July 2023.

Source: Roanoke County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2023	Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 15, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage MEMBER ONE FCU
Jul 1, 2021	Deed, Transfer AMERICAN TITLE AND SETTLEMENT AGENCY, AMERICAN TITLE & SETMNT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	20235727
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0000007873
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Jul 27, 2026
Property Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914
Document Number	0000006827
Instrument Date	Jul 21, 2026
Instrument	20266827
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914

Mortgage

Document Number	0000006828,
Date	Jul 27, 2026
Instrument	20266828

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Jul 31, 2023
Property Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914
Document Number	0000005727
Map Reference	MB 1238 PG 403
Instrument Date	Jul 31, 2023
Instrument	202305727
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 E RURITAN RD, ROANOKE, VA 24012-6915

March 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Mar 15, 2022
Property Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914
Document Number	0000002948
Map Reference	DOC 202109428
Instrument Date	Feb 15, 2022
Instrument	202202948
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE AND STLMT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914

Mortgage

Document Number	0000002949
Date	Mar 15, 2022
Instrument	202202949

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Jul 1, 2021
Property Address	2348 E RURITAN RD, ROANOKE, VA 24012-6914
Document Number	0000009428
Instrument Date	Jun 26, 2021
Instrument	202109428
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	AMERICAN TITLE AND SETTLEMENT AGENCY, AMERICAN TITLE & SETMNT AGCY

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 CANNADAY RD NE, ROANOKE, VA 24012-6204

Tax Assessment & Valuation

The 2026 property tax bill for 2348 E Ruritan Rd was $3,525, up 16.6% from the year before.

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (+16.64%)	$342,300 (+16.67%) Land $52,000 Building $290,300	$342,300 Land $52,000 Building $290,300
2025	$3,022.00	$293,400 Land $52,000 Building $241,400
2024			$293,400 (+10.01%) Land $52,000 Building $241,400
2023	$2,827.00	$266,700 (+596.34%) Land $52,000 Building $214,700	$266,700 (+596.34%) Land $52,000 Building $214,700
2022		$38,300 Land $38,300	$38,300 Land $38,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2348 E Ruritan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 E Ruritan Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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