23470 Oneida St, Oak Park, MI 48237 Property Records

Oakland County property record for 23470 Oneida St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 894 sqft · built 1949
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2026)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-430-016`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-430-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23470 ONEIDA ST
City	OAK PARK
State	MI
Zip	48237-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 OAK PARK SUB S 50 FT OF LOT 466
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	OAK PARK SUB
Legal Lot Number	466
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2002
Census Tract	171200

Owner

23470 Oneida St is owned and occupied by an individual who bought it in July 2026.

Source: Oakland County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3974 MAYFAIR ST, DEARBORN HEIGHTS, MI 48125-3040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE
Apr 12, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	2026114297
Deed Book / Page	61417 / 558
Prior Transfer Date	Nov 3, 1997
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 29, 2026
Property Address	23470 ONEIDA ST, OAK PARK, MI 48237-2242
Document Number	0000113901
Book / Page	61414 / 592
Instrument Date	Jul 16, 2026
Instrument	2026113901
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 MAYFAIR ST, DEARBORN HEIGHTS, MI 48125-3040

Mortgage

Document Number	0000113901,
Date	Jul 29, 2026
Book Page	61414/592
Instrument	2026113901

Lender

Name	ROSS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 30, 2026
Property Address	23470 ONEIDA ST, OAK PARK, MI 48237-2242
Document Number	0000114297
Book / Page	61417 / 558
Instrument Date	Jul 16, 2026
Instrument	2026114297
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 MAYFAIR ST, DEARBORN HEIGHTS, MI 48125-3040

Mortgage

Document Number	0000113901,
Date	Jul 30, 2026
Instrument	2026113901

Lender

Name	ROSS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23470 ONEIDA ST, OAK PARK, MI 48237-2242
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23470 ONEIDA ST, OAK PARK, MI 48237-2242

Mortgage

Document Number	0000097289
Date	Apr 12, 2021
Book Page	56051/880
Instrument	97289

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 23470 Oneida St was $2,069 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (+1.82%) Homeowner's exemption	$97,700 Land $17,700 Building $80,000	$195,400 Land $35,400 Building $160,000
2024	$2,032.00
2023		$90,100 Land $14,700 Building $75,400	$180,200 Land $29,400 Building $150,800
2022	$1,806.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23470 Oneida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23470 Oneida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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