Ramsey County property record for 2347 Elm Dr, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1957 |
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Dec 2022) |
| Tax Bill | $3,882 (2023) |
| Deeds & Mortgages | Sep 2023 Transfer Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-30-22-22-0056 |
| Primary APN | 36-30-22-22-0056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 13,460 sqft (0.308 acres) |
| Lot Dimensions | 175 ft deep x 77 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2347 ELM DR |
|---|---|
| City | WHITE BEAR LAKE |
| State | MN |
| Zip | 55110-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | GOLF VIEW HEIGHTS NO. 1 LOT 23 BLK 3 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 36 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | GOLF VIEW HEIGHTS NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40402 |
2347 Elm Dr is owned and occupied by an individual who acquired it in September 2023.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Intrafamily Transfer, Transfer |
| Dec 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGES UNLIMITED INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Prior Sale | Dec 7, 2022 · Amount on File |
| Deed Document Number | 0T02746089 |
| Last Transfer Date | Sep 27, 2023 |
| Transfer Doc | 0T02761728 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 27, 2023 |
| Property Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Document Number | 0T02761728 |
| Instrument Date | Sep 20, 2023 |
| Instrument | T02761728 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 7, 2022 |
| Property Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Document Number | 0T02746089 |
| Instrument Date | Dec 2, 2022 |
| Instrument | T02746089 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | DCA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Document Number | 0T02746090 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | T02746090 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2347 ELM DR, WHITE BEAR LAKE, MN 55110-5532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02688166 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | T02688166 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Address | OSSEO, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,882.00 Homeowner's exemption | $310,100 Land $84,400 Building $225,700 | $310,100 Land $84,400 Building $225,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2347 Elm Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2347 Elm Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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