2347 Charity Rd, Commerce, TX 75428 Property Records

Hunt County property record for 2347 Charity Rd, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	3,524 sqft · built 1984
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,645 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0421-0300-0010-31`

Property Details

APN / Parcel Number

Primary APN	`0421-0300-0010-31`
Alternative APN	`R26356`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,524 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	3,524 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	2,219 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R26356
Street Address	2347 CHARITY RD
City	COMMERCE
State	TX
Zip	75428-3926
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0421 HENSON D,TRACT 30-1, ACRES 5.0
Legal Subdivision	HENSON D
Legal Tract	30-1
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1008
Census Tract	960500

Owner

Source: Hunt County records · APN 0421-0300-0010-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2347 CHARITY RD, COMMERCE, TX 75428-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2020	Deed of Trust, Mortgage MR COOPER
Jun 24, 2019	Deed of Trust, Mortgage MR COOPER
Jun 21, 2018	Grant Deed, Transfer SUPREME LNDG
Feb 27, 2018	Trustee's Deed, Foreclosure ALAW TX TITLE DOCUMENTS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2020
Deed Sale	Nov 09, 2020
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2020-19584
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2347 CHARITY RD, COMMERCE, TX 75428-3926
Document Number	0000019899
Instrument Date	Nov 04, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2347 CHARITY RD COMMERCE TX 754283926, COMMERCE, TX 75428-3926

Mortgage

Document Number	0000019899
Date	Nov 12, 2020
Instrument	19899

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2347 CHARITY RD, COMMERCE, TX 75428-3926
Document Number	0000009298
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2347 CHARITY RD COMMERCE TX 754283926, COMMERCE, TX 75428-3926

Mortgage

Document Number	0000009298
Date	Jul 03, 2019
Instrument	9298

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNT TX
Recording Date	Jun 21, 2018
Property Address	2347 CHARITY RD, COMMERCE, TX 75428-3926
Document Number	0000009521
Instrument Date	Jun 12, 2018
Instrument	9521
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	VALUAMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2347 CHARITY RD COMMERCE TX 754283926, COMMERCE, TX 75428-3926

Mortgage

Document Number	9423
Date	Jun 21, 2018
Instrument	9423

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HUNT TX
Recording Date	Feb 27, 2018
Property Address	2347 CHARITY RD, COMMERCE, TX 75428-3926
Document Number	0000002666
Instrument Date	Feb 06, 2018
Instrument	2666
Transaction Type	Foreclosure
Record Updated	Mar 02, 2018
Title Company	ALAW TX TITLE DOCUMENTS

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 S BROAD ST #100A MERIDEN CT 064506755, 100A, MERIDEN, CT 06450-6755
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$441,140 (+38.52%)	$494,840 (+24.32%) Land $130,000 Building $364,840
2024	$6,645.00 (+2.58%)
2023		$318,470 Land $20,440 Building $298,030	$398,030 Land $100,000 Building $298,030
2022	$6,478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), as of May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319605001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Peoples Telephone Cooperative Fixed Wireless	500 / 60
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50

May also be available: AMG Technology Investment Group, Brightspeed.

Based on FCC filings for 33 locations within half a mile of this property.

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