2347 Balmoral Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2347 Balmoral Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,912 sqft · built 1996
Lot Size	0.437 acres (19,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2010)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65N-29`

Property Details

APN / Parcel Number

Primary APN	`65N-29`
Alternative APN	`41941`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,912 sqft Finished Area

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,068 sqft (0.437 acres)
Garage Type	Attached
Garage Area	1,073 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	41941
Street Address	2347 BALMORAL DR
City	HENDERSON
State	KY
Zip	42420-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	BALMORAL ACRESII
Legal Block	3
Legal Lot Number	29
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2005
Census Tract	20603

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Jul 25, 2017	Deed of Trust, Mortgage INDEPENDENCE BANK
Jul 19, 2017	Deed of Trust, Mortgage INDEPENDENCE BANK
Apr 16, 2018	Deed of Trust, Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2010 · Amount on Record
Deed Sale	Nov 18, 2010 · Amount on Record
Deed Document Number	0005790251
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585

Mortgage

Document Number	MT1422/334
Date	Jul 10, 2023
Book Page	MT1422/334
Instrument	2023006153

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1244/132
Date	Jul 25, 2017
Book Page	MT 1244/132
Instrument	2017008232

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Term	180 Months
Due	Jul 1, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1243/775
Date	Jul 19, 2017
Book Page	MT 1243/775
Instrument	2017007986

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2347 BALMORAL DR, HENDERSON, KY 42420-2585
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1260/651
Date	Apr 16, 2018
Book Page	MT 1260/651
Instrument	2018003802

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Amount	Amount Recorded
Term	37 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (-0.82%)	$316,500 (-)	$316,500 (-)
2023	$3,538.00 (+20.96%)	$316,500 (+19.89%)	$316,500 (+19.89%)
2022	$2,925.00	$264,000	$264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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