Jersey County property record for 23464 Apple Tree Ln, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 940 sqft · built 1975 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Jun 2026) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-240-022-50 |
| Primary APN | 01-240-022-50 |
|---|---|
| Alternative APN |
|
| Building Area | 940 sqft Total Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Account Number | 240-022-50 |
|---|---|
| Street Address | 23464 APPLE TREE LN |
| City | ELSAH |
| State | IL |
| Zip | 62028-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOYWOOD FARM ESTATES E1/2 LOT 22. 7-07 50K SALE JUDICAL, 9-98 64K 1975 SPLTLEV/BSMT 940SQ 65X100AV LOT |
| Legal Subdivision | JOYWOOD FARM ESTATES SUB DIV |
| Legal Lot Number | 22 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24421 US HIGHWAY 67, JERSEYVILLE, IL 62052-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| May 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC |
| May 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
| Nov 23, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE |
| Jun 29, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 20, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2022 · Amount on Record |
| Deed Document Number | 2026180254 |
| Prior Transfer Date | Mar 20, 2020 |
| Prior Transfer Doc | 0000168520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Document Number | 0000180254 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026180254 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | RUN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,391.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24421 US HIGHWAY 67, JERSEYVILLE, IL 62052-6305 |
| Document Number | 0000180255, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 2026180255 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300170965 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 202300170965 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300170966 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 202300170966 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Nov 23, 2022 |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Document Number | 202200169774 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 202200169774 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | COLONIAL TITLE AND ESCROW, COLONIAL TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202200169775 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 202200169775 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jun 29, 2022 |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Document Number | 202200168520 |
| Instrument Date | Mar 20, 2022 |
| Instrument | 202200168520 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Mar 20, 2020 |
| Property Address | 23464 APPLE TREE LN, ELSAH, IL 62028-3019 |
| Document Number | 202000159104 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 202000159104 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,056.00 (-2.1%) Homeowner's exemption | $41,560 (+1.5%) Land $4,785 Building $36,775 | $124,680 (+1.5%) Land $14,355 Building $110,325 |
| 2024 | $2,100.00 (+40.75%) | $40,945 (+41.97%) Land $4,715 Building $36,230 | $122,835 (+41.97%) Land $14,145 Building $108,690 |
| 2022 | $1,492.00 Homeowner's exemption | $28,840 Land $4,005 Building $24,835 | $86,520 Land $12,015 Building $74,505 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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