23460 Grampton Rd, Clements, MD 20624 Property Records

St. Mary's County property record for 23460 Grampton Rd, Clements, MD 20624 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,390 sqft · built 1999
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Jun 1999)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-038542`

Property Details

APN / Parcel Number

Primary APN	`07-038542`
Alternative APNs	`7038542` `038542`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,390 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	038542
Street Address	23460 GRAMPTON RD
City	CLEMENTS
State	MD
Zip	20624-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PLAT 44/70 DYNARD FARM ESTATES
Legal Subdivision	DYNARD FARM ESTATES
Legal Lot Number	9
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	2
Census Block	2001
Census Tract	875300

Owner

Source: St. Mary's County records · APN 07-038542

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23460 GRAMPTON RD, CLEMENTS, MD 20624-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 1999 · Amount on Record
Deed Sale	Jun 30, 1999 · Amount on Record
Deed Document Number	19993391
Deed Book / Page	1438 / 90
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	23460 GRAMPTON RD, CLEMENTS, MD 20624-2502
Transaction Type	Mortgage
Record Updated	Dec 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23460 GRAMPTON RD, CLEMENTS, MD 20624-2502

Mortgage

Document Number	0067970474
Date	Nov 10, 2025
Book Page	6797/474

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 27, 2035

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,833 (+22.95%)	$440,200 (+21.91%) Land $123,700 Building $316,500
2025	$3,699.00 (+6.94%) Homeowner's exemption
2023	$3,459.00 Homeowner's exemption	$336,600	$361,100 Land $118,700 Building $242,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force 9 of 11 on primary residences
Nearby Flood Claims	2 (2003–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.