Merced County property record for 2346 W St, Merced, CA 95340 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,057 sqft · built 1960 |
| Lot Size | 0.144 acres (6,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Sep 2019) |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-132-012-000 |
| Primary APN | 030-132-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Living Area |
| 1st Floor Area | 809 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Other |
| Construction Type | Tilt-Up Concrete |
| Lot Area | 6,289 sqft (0.144 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 030132012 |
|---|---|
| Street Address | 2346 W ST |
| City | MERCED |
| State | CA |
| Zip | 95340-3468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERRO TR LOT 4 BLK 62 |
| Legal Subdivision | FERRO |
| Legal Block | 62 |
| Legal Lot Number | 4 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1301 |
Source: Merced County records · APN 030-132-012-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2346 W ST, MERCED, CA 95340-3468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 19, 2019 | Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2013 · Amount on Record |
| Deed Document Number | 2019029911 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2346 W ST, MERCED, CA 95340-3468 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2346 W ST, MERCED, CA 95340-3468 |
| Document Number | 0000016739 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021016739 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 19, 2019 |
| Property Address | 2346 W ST, MERCED, CA 95340-3468 |
| Document Number | 0000029911 |
| Map Reference | MB 10 PG 46 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019029911 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2346 W ST, MERCED, CA 95340-3468 |
| Document Number | 0000029912 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019029912 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Number | 0000029914 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 2019029914 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,117.00 (+7.41%) Homeowner's exemption | $196,851 (+4.04%) Land $65,616 Building $131,235 |
| 2023 | $1,971.00 (+1.44%) Homeowner's exemption | $189,209 Land $63,069 Building $126,140 |
| 2022 | $1,943.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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