2346 Tay Wes Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2346 Tay Wes Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,676 sqft · built 2023
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Company Names on Record
Last Sale	$338,990 (Sep 2023)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-26-31-0812-0001-0130`

Property Details

APN / Parcel Number

Primary APN	`08-26-31-0812-0001-0130`
Alternative APN	`263108081200010130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,676 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	700 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Finished/Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2346 TAY WES DR
City	SAINT CLOUD
State	FL
Zip	34771-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMPSON GROVE PB 31 PGS 55-60 LOT 13
Legal Subdivision	THOMPSON GROVE
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1010
Census Tract	43301

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2346 TAY WES DR, SAINT CLOUD, FL 34771-8328
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Deed Document Number	2023128282
Deed Book / Page	6481 / 2908
Last Transfer Date	Mar 21, 2026
Transfer Doc	0000068324
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 26, 2026
Property Address	2346 TAY WES DR, SAINT CLOUD, FL 34771-8328
Document Number	0000068324
Book / Page	6976 / 1601
Instrument Date	Mar 21, 2026
Instrument	202668324
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2346 TAY WES DR, SAINT CLOUD, FL 34771-8328

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 29, 2023
Property Address	2346 TAY WES DR, SAINT CLOUD, FL 34771-8328
Document Number	0064812908
Book / Page	6481 / 2908
Map Reference	MB 31 PG 55-60
Instrument Date	Sep 28, 2023
Instrument	2023128282
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2346 TAY WES DR, SAINT CLOUD, FL 34771-8328

Mortgage

Document Number	0064812909
Date	Sep 29, 2023
Instrument	6481/2909

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,410.00 (+1,224.32%)	$289,286 (+1,463.71%)	$292,100 (+1,478.92%) Land $45,000 Building $247,100
2023	$333.00	$18,500 (-) Land $18,500	$18,500 (-) Land $18,500
2022	$333.00	$18,500 Land $18,500	$18,500 Land $18,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Xfinity.

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