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2346 Spring Ridge Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2346 Spring Ridge Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2019
Square Footage3,041 sqft Adjusted Area
Lot Size22,899 sqft (0.525 acres)
OccupancyOwner Occupied
Tax Bill$3,654.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-5-21-04-0-00080-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,041 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area22,899 sqft (0.525 acres)

Location & Zoning

Street Address2346 SPRING RIDGE DR
CityHERNANDO
StateMS
Zip38632-5200
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJEFFERSON ESTATE PUD SEC B LOT 80
Legal Range07
Legal Township03
Legal Section21
Legal SubdivisionJEFFERSON ESTATE
Legal Lot Number80
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2017
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-5-21-04-0-00080-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 28, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
BANKPLUS
Sep 04, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2019
Deed SaleSep 04, 2019
Deed Doc Number0000898487
Deed Book / Page0898 / 487
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200

Mortgage

Document Number005308/154
DateAug 03, 2021
Book Page5308/154
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressHERNANDO, MS 38632
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004730/784
DateMay 28, 2019
Book Page4730/784
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 20, 2020
Interest
Rate TypeAdjustable Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 04, 2019
Property Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200
Document Number000898/487
Book / Page0898 / 487
Map ReferenceMB 126 PG 14
Instrument DateAug 29, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyUNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2346 SPRING RIDGE DR, HERNANDO, MS 38632-5200

Mortgage

Document Number0004792071
DateSep 04, 2019
Instrument4792/071
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,654.00 (+14.87%)$33,941 (+35.24%) Land $4,200 Building $29,741$339,414 (+35.25%) Land $42,000 Building $297,414
2023$3,181.00$25,096$250,959 Land $42,000 Building $208,959

Flood & Wildfire

2346 Spring Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 50th in Mississippi
Wildfire LikelihoodModerate — about 1 in 935 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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