2346 Phylis Rae Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2346 Phylis Rae Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,046 sqft · built 2012
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$104,000 (Feb 2009)
Tax Bill	$5,938 (2024)
Deeds & Mortgages	Jan 2022 Second Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00Q00-0120`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00Q00-0120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,046 sqft Heated Area
Gross Area	6,915 sqft
1st Floor Area	5,099 sqft
Attic	Attic
Attic Area	934 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	2,950 ft deep x 1,450 ft wide
Garage Area	1,053 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	882 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232N30007700Q000120
Street Address	2346 PHYLIS RAE DR
City	PACE
State	FL
Zip	32571-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 3 LOT 12 BLK Q AS DES IN OR 2884 PG 720
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	3
Legal Block	Q
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1042
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2346 PHYLIS RAE DR, PACE, FL 32571-7638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEN AIR FEDERAL CU
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 1, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2009 · Amount on Record
Deed Sale	Feb 25, 2009 · Amount on Record
Deed Document Number	0002884720
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2346 PHYLIS RAE DR, PACE, FL 32571-7638
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 PHYLIS RAE DR, PACE, FL 32571-7638

Mortgage

Document Number	0042360804
Date	Jan 24, 2022
Book Page	4236/804
Instrument	202204050

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 10, 2042

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2346 PHYLIS RAE DR, PACE, FL 32571-7638
Document Number	0039341402
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2346 PHYLIS RAE DR PACE FL 325717638, PACE, FL 32571-7638

Mortgage

Document Number	0039341402
Date	Mar 31, 2020
Book Page	003934/001402
Instrument	15673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2346 PHYLIS RAE DR, PACE, FL 32571-7638
Document Number	0038090340
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2346 PHYLIS RAE DR PACE FL 325717638, PACE, FL 32571-7638

Mortgage

Document Number	0038090340
Date	Mar 6, 2019
Book Page	003809/000340
Instrument	8633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,938.00 (+4.27%) Homeowner's exemption	$488,815 (+3%)	$715,347 (+1.62%) Land $83,025 Building $632,322
2023	$5,695.00 (+2.34%) Homeowner's exemption	$474,578 (+3%)	$703,935 (+2.07%) Land $77,490 Building $626,445
2022	$5,565.00 Homeowner's exemption	$460,755	$689,656 Land $71,955 Building $617,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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