2346 Montecito Ave, Imperial, CA 92251 Property Records

Imperial County property record for 2346 Montecito Ave, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,097 sqft · built 2006
Lot Size	0.116 acres (5,054 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2018)
Tax Bill	$4,084 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-653-008-000`

Property Details

APN / Parcel Number

Primary APN	`044-653-008-000`
Alternative APNs	`0446530801` `04465308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,097 sqft Living Area
1st Floor Area	1,097 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,054 sqft (0.116 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2346 MONTECITO AVE
City	IMPERIAL
State	CA
Zip	92251-8821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 OF VICTORIA RANCH SUB 1B CITY OF IMPERIAL
Legal Subdivision	VICTORIA RANCH 01B
Legal Block	4
Legal Lot Number	8
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	4
Census Block	4007
Census Tract	11201

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit SUN COMMUNITY FCU
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Sep 25, 2009 · Amount on Record
Deed Document Number	201816759
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0000016759
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821

Mortgage

Document Number	0000013782
Date	Sep 4, 2025
Instrument	2025013782

Lender

Name	SUN COMMUNITY FCU
Type	Credit Union
Address	EL CENTRO, CA 92243

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821

Mortgage

Document Number	0000008109
Date	Apr 7, 2022
Instrument	2022008109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022240
Date	Nov 5, 2019
Instrument	2019022240

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 12, 2018
Property Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821
Document Number	0000016759
Map Reference	MB 22 PG 58
Instrument Date	Aug 14, 2018
Instrument	2018016759
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 MONTECITO AVE, IMPERIAL, CA 92251-8821

Mortgage

Document Number	0000016760
Date	Sep 12, 2018
Instrument	2018016760

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$152,714 (+6.12%) Land $52,659 Building $100,055
2025	$4,084.00 (+1.72%)
2023	$4,015.00 (+3.08%)	$143,909 Land $49,623 Building $94,286
2022	$3,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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