2346 Ensign St, Duluth, MN 55811 Property Records

St. Louis County property record for 2346 Ensign St, Duluth, MN 55811 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.25 Baths
Year Built	Built 1959
Square Footage	1,617 sqft Gross Area
Lot Size	6,500 sqft (0.149 acres)
Occupancy	Owner Occupied
Last Sale	$141,000 (2008)
Tax Bill	$3,492.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4550-01310`
Alternative APN	`870243`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,617 sqft Gross Area
1st Floor	1,158 sqft 1st Floor
Basement Area	540 sqft Basement
Finished Basement	540 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bungalow Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Basement Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	66 sqft Deck
Sauna	Sauna
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	870243
Street Address	2346 ENSIGN ST
City	DULUTH
State	MN
Zip	55811-3009
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:006 SERIAL #
Legal Subdivision	WEST END CENTRAL DIV OF DULUTH
Legal Block	6
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4007
Census Tract	2300

Owner

Source: St. Louis County records · APN 010-4550-01310

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2346 ENSIGN ST, DULUTH, MN 55811-3009
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2008 · Amount on Record
Deed Sale	Aug 08, 2008 · Amount on Record
Deed Doc Number	2008856856
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2346 ENSIGN ST, DULUTH, MN 55811-3009
Document Number	00T1026997
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2346 ENSIGN ST DULUTH MN 558113009, DULUTH, MN 55811-3009

Mortgage

Document Number	00T1026997
Date	Aug 06, 2020
Instrument	T1026997

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 05, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,492.00 (+8.31%) Homeowner's exemption
2025	$3,224.00 (+4.54%) Homeowner's exemption	$278,600 (+9.13%) Land $22,300 Building $256,300	$278,600 (+9.13%) Land $22,300 Building $256,300
2024	$3,084.00	$255,300 (+11.68%) Land $27,700 Building $227,600	$255,300 (+11.68%) Land $27,700 Building $227,600
2022		$228,600 Land $31,600 Building $197,000	$228,600 Land $31,600 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 8% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.