2346 Chartley Ln S, Jacksonville, FL 32246 Property Records

Duval County property record for 2346 Chartley Ln S, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,239 sqft · built 2002
Lot Size	0.257 acres (11,171 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Jul 2012)
Tax Bill	$4,547 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`165286-3770`

Property Details

APN / Parcel Number

Primary APN	`165286-3770`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,239 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	2,239 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,171 sqft (0.257 acres)
Garage Type	Attached
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces
Pool Area	4 sqft
Porch	Finished Screened Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2346 CHARTLEY LN S
City	JACKSONVILLE
State	FL
Zip	32246-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54-35 28-2S-28E .26 WELLSLEY PLACE UNIT 1 LOT 33
Legal Range	28E
Legal Township	02S
Legal Section	28
Legal Subdivision	WELLSLEY PLACE UNIT ONE
Legal Lot Number	33
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	4
Census Block	4000
Census Tract	14312

Owner

2346 Chartley Ln S is owned and occupied by two individuals who bought it in July 2012.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2346 CHARTLEY LN S, JACKSONVILLE, FL 32246-9326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2012 · Amount on File
Deed Sale	Jul 20, 2012 · Amount on File
Prior Sale	Apr 10, 2002 · Amount on File
Deed Document Number	2012153283
Deed Book / Page	16007 / 1922
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2346 CHARTLEY LN S, JACKSONVILLE, FL 32246-9326
Document Number	0178561055
Book / Page	017856 / 001055
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 6 CHARTLEY LN S JACKSONVILLE FL 32246, JACKSONVILLE, FL 32246

Mortgage

Document Number	0178561055
Date	Jan 26, 2017
Book Page	017856/001055
Instrument	19899

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2346 Chartley Ln S was $4,547 with a homeowner's exemption, up 6.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,485 (+2.7%)	$452,684 (-1.05%) Land $159,215 Building $293,469
2025	$4,547.00 (+6.44%) Homeowner's exemption	$276,033	$457,510 Land $115,000 Building $342,510
2024	$4,272.00 (+2.84%)
2023	$4,154.00 (+13.5%) Homeowner's exemption	$260,441 (+6.61%)	$457,418 (+10.06%) Land $90,000 Building $367,418
2022	$3,660.00 Homeowner's exemption	$244,288	$415,610 Land $75,000 Building $340,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2346 Chartley Ln S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2346 Chartley Ln S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20