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2345 William St, Buffalo, NY 14206 Property Records

Erie County and Cheektowaga Town property record for 2345 William St, Buffalo, NY 14206

Property Summary

Property TypeBank, Financial Building
Details3,116 sqft · built 2024
Lot Size0.98 acres (42,689 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Oct 2022)
Tax Bill$7,845 (2026)
Deeds & MortgagesOct 2022 Foreclosure
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN143089 113.62-3-4.1

Property Details

APN / Parcel Number

Primary APN143089 113.62-3-4.1
Alternative APNs
  • 143089 113.62-3-1.11
  • 30891136200003004100
  • CHEEK.AGEN
  • PHARMACY

Interior

Stories1 Story
Building Area3,116 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area42,689 sqft (0.98 acres)
Lot Dimensions215 ft deep x 198 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberCHEEK. AGEN
Street Address2345 WILLIAM ST
CityBUFFALO
StateNY
Zip14206-1941
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning Code05
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block3
Legal Lot Number1.110
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group2
Census Block2015
Census Tract11000

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3020 ORCHARD PARK RD, BUFFALO, NY 14224-4626
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2022Foreclosure
Dec 23, 2020Grant Deed, Transfer
C & D KOZMINSKI LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2022 · Amount on Record
Deed SaleOct 6, 2022 · Amount on Record
Prior SaleDec 23, 2020 · Amount on Record
Deed Document Number2022190801
Deed Book / Page11408 / 7469
Prior Transfer DateSep 22, 2022
Prior Transfer Doc0114087469
Record UpdatedOct 29, 2026

October 2022: Foreclosure

Document TypeForeclosure
JurisdictionERIE NY
Recording DateOct 6, 2022
Property Address2345 WILLIAM ST, BUFFALO, NY 14206-1941
Document Number0114087469
Book / Page11408 / 7469
Instrument DateSep 22, 2022
Instrument2022190801
Transaction TypeForeclosure
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2350 WILLIAM ST, CHEEKTOWAGA, NY 14206-1949

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 ORCHARD PARK RD, WEST SENECA, NY 14224-4626

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionERIE NY
Recording DateDec 23, 2020
Property Address2345 WILLIAM ST, CHEEKTOWAGA, NY 14206-1941
Document Number0113716356
Book / Page011371 / 006356
Instrument DateDec 10, 2020
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2350 WILLIAM ST CHEEKTOWAGA NY 142061949, CHEEKTOWAGA, NY 14206-1949

Mortgage

Document Number139716456
DateDec 23, 2020
Book Page013971/006456
Lender
NameC & D KOZMINSKI LLC
Address182 STRASMER RD, DEPEW, NY 14043-4458
Agreement
AmountAmount Recorded
Term120 Months
DueDec 22, 2030

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,845.00
2025$506,250 (+1,670.1%) Land $160,000 Building $346,250$675,000 (+1,788.11%) Land $213,333 Building $461,667
2024$991.00$28,600 (-) Land $28,600$35,750 (+13.75%) Land $35,750
2023$28,600 (-84.11%) Land $28,600$31,429 (-82.54%) Land $31,429
2022$180,000 Land $28,600 Building $151,400$180,000 Land $28,600 Building $151,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1987)
Claims Outside the SFHA3 of 4
Most Recent ClaimJun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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