2345 W Kowalsky Ln, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2345 W Kowalsky Ln, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,524 sqft · built 2023
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on File
Last Sale	$439,126 (Aug 2023)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`105-85-692`

Property Details

APN / Parcel Number

Primary APN	`105-85-692`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,524 sqft Living Area
1st Floor Area	1,157 sqft
2nd Floor Area	1,367 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,625 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2345 W KOWALSKY LN
City	PHOENIX
State	AZ
Zip	85041-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY 1A MCR 1585-44
Legal Subdivision	LIBERTY 1A
Legal Lot Number	17
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1031
Census Tract	115600

Owner

2345 W Kowalsky Ln is owned and occupied by an individual who bought it in August 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Aug 16, 2023	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Aug 16, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Aug 16, 2023 · Amount on File
Deed Document Number	20230429462
Record Updated	Jun 8, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2023
Property Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469
Document Number	0000429463
Map Reference	MB 1585 PG 44
Instrument Date	Aug 15, 2023
Instrument	20230429463
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2023
Property Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469
Document Number	0000429462
Map Reference	MB 1585 PG 44
Instrument Date	Aug 10, 2023
Instrument	20230429462
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 S RIVER DR STE 250, 250, TEMPE, AZ 85288-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469

Mortgage

Document Number	0000429464
Date	Aug 16, 2023
Instrument	20230429464

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 16, 2023
Property Address	2345 W KOWALSKY LN, PHOENIX, AZ 85041-4469
Document Number	0000429461
Map Reference	MB 1585 PG 44
Instrument Date	Aug 10, 2023
Instrument	20230429461
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 S RIVER DR STE 250, 250, TEMPE, AZ 85288-3700

Tax Assessment & Valuation

The 2025 property tax bill for 2345 W Kowalsky Ln was $2,730.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,280	$362,800 Land $72,500 Building $290,300
2025	$2,730.00
2024		$37,720 (+2,365.36%)	$377,200 (+3,598.04%) Land $75,400 Building $301,800
2023	$168.00 (+1.82%)	$1,530 Land $1,530	$10,200 Land $10,200
2022	$165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2345 W Kowalsky Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2345 W Kowalsky Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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