Tuscola County property record for 2345 W Deckerville Rd, Caro, MI 48723
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1991 |
| Lot Size | 6.06 acres (263,974 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-032-000-0600-02 |
| Primary APN | 002-032-000-0600-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,560 sqft Building Perimeter |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Lot Area | 263,974 sqft (6.06 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2345 W DECKERVILLE RD |
|---|---|
| City | CARO |
| State | MI |
| Zip | 48723-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALM-32-202 SEC 32 T13N R9E E 200 FT OF NW 1/4 OF NW 1/4. 6.06 A. |
| Legal Range | 09E |
| Legal Township | 13N |
| Legal Section | 32 |
| Jurisdiction | TUSCOLA MI |
| Township / Civil Division | ALMER |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 300 |
2345 W Deckerville Rd is owned and occupied by two individuals.
Source: Tuscola County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2345 W DECKERVILLE RD, CARO, MI 48723-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TEAM ONE CU |
| Sep 3, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK |
| Aug 28, 2018 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCOLA MI |
| Property Address | 2345 W DECKERVILLE RD, CARO, MI 48723-9780 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2345 W DECKERVILLE RD, CARO, MI 48723-9780 |
| Document Number | 0001589/40 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 1589/40 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | 520 HAYDEN ST, SAGINAW, MI 48607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCOLA MI |
| Property Address | 2345 W DECKERVILLE RD, CARO, MI 48723-9780 |
| Document Number | 0014300781 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2345 W DECKERVILLE RD CARO MI 487239780, CARO, MI 48723-9780 |
| Document Number | 0014300781 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 001430/000781 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUSCOLA MI |
| Property Address | 2345 W DECKERVILLE RD, CARO, MI 48723-9780 |
| Document Number | 0014050691 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2345 W DECKERVILLE RD CARO MI 487239780, CARO, MI 48723-9780 |
| Document Number | 0014050691 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 001405/000691 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | CARO, MI 48723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2345 W Deckerville Rd was $2,471 with a homeowner's exemption.
Source: Tuscola County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Tuscola County |
| County Subdivision | Almer Township |
| Unified School District | Caro Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,700 (+9.39%) | $235,400 (+9.39%) | |
| 2025 | $2,471.00 Homeowner's exemption | $107,600 | $215,200 |
| 2023 | $95,700 | $191,400 | |
| 2020 | $1,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 W Deckerville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 3, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2345 W Deckerville Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber Fiber | 1,000 / 1,000 |
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