2345 W 3rd Ave, Durango, CO 81301 Property Records

La Plata County property record for 2345 W 3rd Ave, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,394 sqft · built 2015
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Jul 2020)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5665-202-06-016`

Property Details

APN / Parcel Number

Primary APN	`5665-202-06-016`
Alternative APN	`R429324`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	520 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	7,000 sqft (0.161 acres)
Garage Area	520 sqft
Porch	Unfinished Open Porch
Porch Area	464 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R429324
Street Address	2345 W 3RD AVE
City	DURANGO
State	CO
Zip	81301-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: DWYER ADD (DGO) BLOCK: 86 LOT: 5 DWYERS 1ST ADD 2345 W 3RD AVE DURANGO 81301
Legal Subdivision	DWYER ADD (DGO)
Legal Block	86
Legal Lot Number	5
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1020
Census Tract	971000

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2345 W 3RD AVE, DURANGO, CO 81301-4864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 20, 2021	Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Apr 16, 2015 · Amount on Record
Deed Document Number	20201173421
Prior Transfer Date	Mar 23, 2012
Prior Transfer Doc	0001044559
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2345 W 3RD AVE, DURANGO, CO 81301-4864
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 W 3RD AVE, DURANGO, CO 81301-4864

Mortgage

Document Number	0001227346
Date	Nov 7, 2023
Instrument	1227346

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2345 W 3RD AVE, DURANGO, CO 81301-4864
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190795
Date	Apr 20, 2021
Instrument	1190795

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.44%
Index	Prime Rate
Max Rate	8.44%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2345 W 3RD AVE, DURANGO, CO 81301-4864
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134215
Date	Oct 2, 2017
Instrument	1134215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 2, 2020
Property Address	2345 W 3RD AVE, DURANGO, CO 81301-4864
Document Number	0001173421
Instrument Date	Jul 1, 2020
Instrument	1173421
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 W 3RD AVE DURANGO CO 813014864, DURANGO, CO 81301-4864

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,180 (+2.48%) Land $16,650 Building $60,530	$1,204,980 (-) Land $259,880 Building $945,100
2025	$3,988.00 (+52.27%)	$75,310 (+15.54%) Land $16,240 Building $59,070	$1,204,980 (+23.87%) Land $259,880 Building $945,100
2023	$2,619.00 (+18.13%)	$65,180 (+19.53%) Land $12,400 Building $52,780	$972,760 (+23.97%) Land $185,070 Building $787,690
2022	$2,217.00	$54,530 Land $11,350 Building $43,180	$784,690 Land $163,350 Building $621,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, T-Mobile, Verizon.

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