2345 Virginia Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2345 Virginia Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,238 sqft · built 1962
Lot Size	0.183 acres (7,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,800 (Nov 2004)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019.029.01003084`

Property Details

APN / Parcel Number

Primary APN	`019.029.01003084`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,766 sqft
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	7,953 sqft (0.183 acres)
Lot Dimensions	90 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Porch	Open Frame Porch
Porch Area	68 sqft
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2345 VIRGINIA CT
City	ARNOLD
State	MO
Zip	63010-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	VIRGINIA COURT LOT 1
Legal Range	6E
Legal Township	43N
Legal Section	29
Legal Subdivision	VIRGINIA COURT
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1013
Census Tract	700121

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 2, 2020	Deed of Trust, Mortgage FREEDOM MTG
Dec 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2004 · Amount on Record
Deed Sale	Nov 16, 2004 · Amount on Record
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	200466028
Prior Transfer Date	Nov 9, 2004
Prior Transfer Doc	0000066028
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242

Mortgage

Document Number	0000053352
Date	Dec 13, 2021
Instrument	2021R-053352

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242

Mortgage

Document Number	2021R038894
Date	Sep 2, 2021
Instrument	2021R-038894

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Mar 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242
Document Number	0000033477
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2345 VIRGINIA CT ARNOLD MO 630102242, ARNOLD, MO 63010-2242

Mortgage

Document Number	0000033477
Date	Sep 10, 2020
Instrument	33477

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2345 VIRGINIA CT, ARNOLD, MO 63010-2242
Document Number	0000039174
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2345 VIRGINIA CT ARNOLD MO 630102242, ARNOLD, MO 63010-2242

Mortgage

Document Number	0000039174
Date	Dec 13, 2019
Instrument	39174

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,100 (-) Land $2,300 Building $16,800	$100,300 (-) Land $12,000 Building $88,300
2025	$1,294.00 (+4.61%)	$19,100 (+7.3%) Land $2,300 Building $16,800
2024			$100,300 (+7.16%) Land $12,000 Building $88,300
2023	$1,237.00	$17,800 Land $2,300 Building $15,500	$93,600 Land $12,000 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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