2345 Summer Brook St, Melbourne, FL 32940 Property Records

Brevard County property record for 2345 Summer Brook St, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,558 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2018)
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-37-31-04-*-164`

Property Details

APN / Parcel Number

Primary APN	`26-37-31-04-*-164`
Alternative APNs	`26-37-31-04-00000.0-0164.00` `2620112`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	2,558 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	88 ft Width
Garage Type	Attached
Garage Area	446 sqft
Porch	Finished/Open Porch
Porch Area	280 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2620112
Street Address	2345 SUMMER BROOK ST
City	MELBOURNE
State	FL
Zip	32940-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(3)
Legal Description	SUMMER BROOK SECTION FOUR LOT 164
Legal Range	37E
Legal Township	26S
Legal Section	31
Legal Subdivision	SUMMER BROOK SECTION FOUR
Legal Lot Number	164
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1014
Census Tract	64127

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2345 SUMMER BROOK ST, MELBOURNE, FL 32940-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Aug 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 31, 2018	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Jun 18, 2013 · Amount on Record
Deed Document Number	2018121833
Deed Book / Page	8177 / 294
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2345 SUMMER BROOK ST, MELBOURNE, FL 32940-7177
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094192911
Date	Feb 18, 2022
Book Page	9419/2911
Instrument	2022042491

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2345 SUMMER BROOK ST, MELBOURNE, FL 32940-7177
Document Number	0085161632
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2345 SUMMER BROOK ST MELBOURNE FL 329407177, MELBOURNE, FL 32940-7177

Mortgage

Document Number	0085161632
Date	Aug 16, 2019
Book Page	008516/001632
Instrument	180791

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 31, 2018
Property Address	2345 SUMMER BROOK ST, MELBOURNE, FL 32940-7177
Document Number	0081770294
Book / Page	008177 / 000294
Instrument Date	May 23, 2018
Instrument	121833
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2345 SUMMER BROOK ST MELBOURNE FL 329407177, MELBOURNE, FL 32940-7177

Mortgage

Document Number	81770296
Date	May 31, 2018
Book Page	008177/000296
Instrument	121834

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,540 (+2.7%)	$445,330 (-8.79%)
2025	$5,981.00 (+7.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$378,330 (+5.98%)	$488,240 (-2.82%) Land $75,000 Building $413,240
2023	$5,541.00 (+5.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,970 (+3%)	$502,400 (+11.5%) Land $80,000 Building $422,400
2022	$5,231.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,580	$450,570 Land $80,000 Building $370,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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