Rowan County property record for 2345 Sugar Loaf Mountain Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $58,000 (Aug 2020) |
| Tax Bill | $242 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-00 00 007.01 |
| Primary APN | 030-00 00 007.01 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,991 sqft (2.02 acres) |
|---|
| Account Number | 4592 |
|---|---|
| Street Address | 2345 SUGAR LOAF MOUNTAIN RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.11 ACRES SUGARLOAF MTN |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 950100 |
2345 Sugar Loaf Mountain Rd is owned by an individual who bought it in August 2020.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2415 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | Jun 19, 2015 · Amount on File |
| Deed Document Number | 2005762 |
| Deed Book / Page | D276 / 267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 4, 2020 |
| Property Address | 2345 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8231 |
| Document Number | 00D276/267 |
| Book / Page | D276 / 267 |
| Instrument Date | Jul 18, 2020 |
| Instrument | 2005762 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-9177 |
| Name | Verified Name |
|---|---|
| Address | 2415 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8231 |
| Document Number | 0002005761 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2005761 |
| Name | THE CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 23, 2030 |
The 2025 property tax bill for 2345 Sugar Loaf Mountain Rd was $242.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242.00 | $29,000 Land $29,000 | $29,000 Land $29,000 |
| 2023 | $2,624.00 | $308,000 Land $58,000 Building $250,000 | $308,000 Land $58,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 Sugar Loaf Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 Sugar Loaf Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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