Bedford County property record for 2345 Stony Fork Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1995 |
| Lot Size | 7.58 acres (330,185 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,549 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196 1 5 |
| Primary APN | 196 1 5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 330,185 sqft (7.58 acres) |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2345 STONY FORK RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-5175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW LOT 5 PB 41/155 |
| Legal Subdivision | NEW |
| Legal Lot Number | 5 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30501 |
2345 Stony Fork Rd is owned and occupied by two individuals.
Source: Bedford County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2345 STONY FORK RD, MONETA, VA 24121-5175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2345 STONY FORK RD, MONETA, VA 24121-5175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000380 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 220000380 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 2345 STONY FORK RD, MONETA, VA 24121-5175 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | RAVENSWOOD TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0170008487 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 170008487 |
| Name | GUARANTEED RATE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2345 Stony Fork Rd was $1,549.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,549.00 | $378,000 Land $77,900 Building $300,100 | |
| 2023 | $1,549.00 Additional exemption filed | $189,000 | $378,000 Land $77,900 Building $300,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2345 Stony Fork Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 Stony Fork Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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