Harris County property record for 2345 Sperber Ln, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,107 sqft · built 2018 |
| Lot Size | 0.032 acres (1,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,400 (Jul 2019) |
| Tax Bill | $5,796 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-551-004-0010 |
| Primary APN | 128-551-004-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 867 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 1,400 sqft (0.032 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 118 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285510040010 |
|---|---|
| Street Address | 2345 SPERBER LN |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 10 BLK 4 WATERHILL HOMES ON COMMERCE STREET |
| Legal Subdivision | WATERHILL HOMES ON COMMERCE STREET |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 310101 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2345 SPERBER LN, HOUSTON, TX 77003-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage CFBANK NA |
| Jul 3, 2019 | Warranty Deed, Subdivision Related Transfer WELLS FARGO BK |
| Feb 26, 2018 | Deed of Trust, Mortgage CENTRAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Deed Document Number | 2019286335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2345 SPERBER LN, HOUSTON, TX 77003-1554 |
| Document Number | 0000488044 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2345 SPERBER LN HOUSTON TX 770031554, HOUSTON, TX 77003-1554 |
| Document Number | 0000488044 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 488044 |
| Name | CFBANK NA |
|---|---|
| Address | COLUMBUS, OH 43235 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 3, 2019 |
| Property Address | 2345 SPERBER LN, HOUSTON, TX 77003-1554 |
| Document Number | 0000286335 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 286335 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | DECLARATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2345 SPERBER LN HOUSTON TX 770031554, HOUSTON, TX 77003-1554 |
| Document Number | 286336 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 286336 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2345 SPERBER LN, HOUSTON, TX 77003-1554 |
| Document Number | 0000100250 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | DECLARATION TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4512 MONTROSE BLVD HOUSTON TX 770065828, HOUSTON, TX 77006-5828 |
| Document Number | 0000100250 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | 100250 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | 11201 CLAY RD, HOUSTON, TX 77041-5578 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Mar 8, 2019 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,796.00 (-13.61%) Homeowner's exemption | $412,516 (-8.71%) Land $70,000 Building $342,516 | $412,516 (-8.71%) Land $70,000 Building $342,516 |
| 2024 | $6,709.00 (-26.19%) | ||
| 2023 | $451,898 Land $70,000 Building $381,898 | $451,898 Land $70,000 Building $381,898 | |
| 2020 | $9,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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