2345 Saddlebrook Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 2345 Saddlebrook Ln, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,868 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2016)
Tax Bill	$8,134 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4896000A0012000R`

Property Details

APN / Parcel Number

Primary APN	`4896000A0012000R`
Alternative APNs	`R27311` `27311`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,868 sqft Living Area
Gross Area	3,987 sqft
1st Floor Area	2,868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	913 sqft
Patio Area	242 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2345 SADDLEBROOK LN
City	ROCKWALL
State	TX
Zip	75087-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOK ESTATES #2, BLOCK A, LOT 12, ACRES 1.00
Legal Subdivision	SADDLEBROOK ESTATES #2
Legal Tract	12
Legal Block	A
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1022
Census Tract	40201

Owner

2345 Saddlebrook Ln is owned and occupied by two individuals who bought it in November 2016.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2345 SADDLEBROOK LN, ROCKWALL, TX 75087-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit INWOOD NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2016 · Amount on File
Deed Sale	Nov 28, 2016 · Amount on File
Prior Sale	Apr 23, 2009
Deed Document Number	201620864
Prior Transfer Date	Nov 18, 2016
Prior Transfer Doc	0000020864
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2345 SADDLEBROOK LN, ROCKWALL, TX 75087-8344
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018924
Date	Aug 23, 2022
Instrument	20220000018924

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2345 SADDLEBROOK LN, ROCKWALL, TX 75087-8344
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020691
Date	Aug 2, 2021
Instrument	20210000020691

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2345 SADDLEBROOK LN, ROCKWALL, TX 75087-8344
Document Number	0000006301
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 SADDLEBROOK LN ROCKWALL TX 750878344, ROCKWALL, TX 75087-8344

Mortgage

Document Number	0000006301
Date	Apr 1, 2020
Instrument	6301

Lender

Name	INWOOD NAT'L BK
Type	Bank
Address	DALLAS, TX 75209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2345 Saddlebrook Ln was $8,134 with a homeowner's exemption, up 1.5% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,382 (-1.27%) Land $161,000 Building $442,382	$603,382 (-1.78%) Land $161,000 Building $442,382
2025	$8,134.00 (+1.5%) Homeowner's exemption	$611,141	$614,310 Land $161,000 Building $453,310
2024	$8,014.00 (+16.36%)
2023	$6,887.00 Homeowner's exemption	$583,416 Land $169,000 Building $414,416	$583,416 Land $169,000 Building $414,416
2021	$7,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2345 Saddlebrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2345 Saddlebrook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, T-Mobile.

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