2345 Ponds Way, Shakopee, MN 55379 Property Records

Scott County property record for 2345 Ponds Way, Shakopee, MN 55379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,408 sqft · built 2001
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Jul 2018)
Tax Bill	$4,798 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-303005-0`

Property Details

APN / Parcel Number

Primary APN	`27-303005-0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,408 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	1,408 sqft
Basement Area	1,380 sqft
Finished Basement	1,100 sqft
Unfinished Basement	280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 73 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2345 PONDS WAY
City	SHAKOPEE
State	MN
Zip	55379-4391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT RUN 4TH ADDN LOT 005 BLOCK 001
Legal Subdivision	PHEASANT RUN 4TH ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	SCOTT MN
Township / Civil Division	SHAKOPEE
Census Block Group	1
Census Block	1002
Census Tract	80306

Owner

2345 Ponds Way is owned and occupied by an individual who bought it in July 2018.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	20181049479
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0001026259
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001075057
Date	Sep 20, 2019
Instrument	1075057

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391

Mortgage

Document Number	00A1161807
Date	Aug 8, 2022
Instrument	A1161807

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 3, 2018
Property Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391
Document Number	0001049479
Instrument Date	Jun 20, 2018
Instrument	1049479
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,092.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391

Mortgage

Document Number	0001049480
Date	Jul 3, 2018
Instrument	1049480

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT MN
Recording Date	Jun 1, 2017
Property Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391
Document Number	0001026259
Instrument Date	May 22, 2017
Instrument	1026259
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2345 PONDS WAY, SHAKOPEE, MN 55379-4391

Mortgage

Document Number	0001026260
Date	Jun 1, 2017
Instrument	1026260

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2345 Ponds Way was $4,798 with a homeowner's exemption, up 4.3% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Shakopee City
Unified School District	Shakopee Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,798.00 (+4.3%) Homeowner's exemption	$448,500 Land $139,800 Building $308,700	$448,500 Land $139,800 Building $308,700
2025	$4,600.00 (+1.01%)
2024	$4,554.00 (-5.09%) Homeowner's exemption	$441,600 (+3.91%) Land $139,800 Building $301,800	$441,600 (+3.91%) Land $139,800 Building $301,800
2023	$4,798.00 Homeowner's exemption	$425,000 Land $134,400 Building $290,600	$425,000 Land $134,400 Building $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2345 Ponds Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2345 Ponds Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shakopee serves 47,000 people · EPA ID MN1700009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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