2345 Paper Mill Rd, Phoenix, MD 21131 Property Records

Baltimore County property record for 2345 Paper Mill Rd, Phoenix, MD 21131

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,440 sqft · built 1963
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Aug 2026)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Sale & Mortgage
APN	`10-1002020250`

Property Details

APN / Parcel Number

Primary APN	`10-1002020250`
Alternative APN	`1002020250`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	180 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1002020250
Street Address	2345 PAPER MILL RD
City	PHOENIX
State	MD
Zip	21131-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT SS PAPER MILL RD
Legal Block	3
Jurisdiction	BALTIMORE MD
Township / Civil Division	10
Census Block Group	4
Census Block	4002
Census Tract	410100

Owner

Source: Baltimore County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2345 PAPER MILL RD, PHOENIX, MD 21131-1329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 1, 2025	Deed, Transfer · Commercial Mortgage BSC2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Oct 1, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	51638 / 414
Transfer Doc	0000109479
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 14, 2026
Property Address	2345 PAPER MILL RD, PHOENIX, MD 21131-1329
Document Number	5163000414
Book / Page	51638 / 414
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST TITLE, HOME FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2345 PAPER MILL RD, PHOENIX, MD 21131-1329

Mortgage

Document Number	5163000422,
Date	Aug 14, 2026
Book Page	51638/422

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 1, 2025
Property Address	2345 PAPER MILL RD, PHOENIX, MD 21131-1329
Document Number	0505630408
Book / Page	50563 / 408
Instrument Date	Sep 16, 2025
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5622 ALLENDER RD, WHITE MARSH, MD 21162-1110
Investor	Possibly a Property Investor

Mortgage

Document Number	0050563414
Date	Oct 1, 2025
Instrument	50563/414

Lender

Name	BSC2 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (+4.73%) Homeowner's exemption	$291,200 (+16.6%) Land $165,400 Building $125,800	$291,200 (-) Land $165,400 Building $125,800
2024	$3,042.00 (+107.79%)
2023	$1,464.00 Homeowner's exemption	$249,733	$291,200 Land $165,400 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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