2345 Panorama Ave, Boulder, CO 80304 Property Records

Boulder County property record for 2345 Panorama Ave, Boulder, CO 80304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,554 sqft · built 2023
Lot Size	0.175 acres (7,635 sqft)
Owner	2 Individual Names on File
Last Sale	$1,310,000 (Jun 2022)
Tax Bill	$17,787 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1463-30-1-19-014`

Property Details

APN / Parcel Number

Primary APN	`1463-30-1-19-014`
Alternative APNs	`R0006898` `0006898`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	4 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,554 sqft Living Area
Gross Area	5,376 sqft
1st Floor Area	1,614 sqft
Basement Area	1,230 sqft
Finished Basement	1,230 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Other
Lot Area	7,635 sqft (0.175 acres)
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0006898
Street Address	2345 PANORAMA AVE
City	BOULDER
State	CO
Zip	80304-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 2 PANORAMA HEIGHTS REPLAT
Legal Range	70
Legal Township	1N
Legal Section	30
Legal Subdivision	PANORAMA HEIGHTS REPLAT - BO
Legal Block	2
Legal Lot Number	13
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	2
Census Block	2011
Census Tract	12107

Owner

2345 Panorama Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2023	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2022	Warranty Deed, Transfer · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	20223965376
Prior Transfer Date	Oct 1, 2009
Prior Transfer Doc	0003034758
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723

Mortgage

Document Number	0004105885
Date	Oct 16, 2025
Instrument	4105885

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 TIERRA RIDGE CT, SUPERIOR, CO 80027-4655

Mortgage

Document Number	0004013803
Date	Jul 10, 2023
Instrument	4013803

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	145 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year CMT
Max Rate	11.8%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723

Mortgage

Document Number	0004125534
Date	Mar 30, 2026
Instrument	4125534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723

Mortgage

Document Number	0004096289
Date	Jul 28, 2025
Instrument	4096289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Aug 1, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 2, 2022
Property Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723
Document Number	0003965376
Instrument Date	May 31, 2022
Instrument	3965376
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Tax	$131.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2345 PANORAMA AVE, BOULDER, CO 80304-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2921 TIERRA COURT, SUPERIOR, CO 80027

Mortgage

Document Number	0003965377
Date	Jun 2, 2022
Instrument	3965377

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2345 Panorama Ave was $17,787, up 17% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,938 (+29.15%) Land $71,496 Building $169,442	$3,613,200 (+21.05%) Land $1,121,400 Building $2,491,800
2025	$17,787.00 (+170.03%)	$186,554 Land $70,088 Building $116,466	$2,984,850 Land $1,121,400 Building $1,863,450
2024	$6,587.00 (-15.05%)
2023	$7,754.00 (+20.72%)	$92,607 (+35.47%) Land $73,807 Building $18,800	$1,382,200 (+40.52%) Land $1,101,600 Building $280,600
2022	$6,423.00	$68,361 Land $57,602 Building $10,759	$983,600 Land $828,800 Building $154,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2345 Panorama Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2345 Panorama Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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