Merced County property record for 2345 Pacheco Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,167 sqft · built 2007 |
| Lot Size | 0.169 acres (7,345 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jun 2022) |
| Tax Bill | $9,363 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-432-026-000 |
| Primary APN | 008-432-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,167 sqft Living Area |
| Gross Area | 787 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 7,345 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 787 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-432-026 |
|---|---|
| Street Address | 2345 PACHECO DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | MORAGA OF MERCED UNIT NO 1 LOT 251 |
| Legal Subdivision | MORAGA OF MERCED |
| Legal Lot Number | 251 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2602 |
Source: Merced County records · APN 008-432-026-000
Assessment roll updated July 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1854 BROOKSIDE DR, MERCED, CA 95348-1331 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Jun 17, 2022 | Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Jun 05, 2020 | Grant Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | Jun 05, 2020 · Amount on Record |
| Deed Document Number | 202223109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 2345 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000010856 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202610856 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1854 BROOKSIDE DR, MERCED, CA 95348-1331 |
| Document Number | 0000010856, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202610856 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 17, 2022 |
| Property Address | 2345 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000023109 |
| Map Reference | VOL 72 PG 45-56 |
| Instrument Date | Jun 06, 2022 |
| Instrument | 2022023109 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1854 BROOKSIDE DR, MERCED, CA 95348-1331 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 05, 2020 |
| Property Address | 2345 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000018120 |
| Map Reference | VOL 72 PG 45-56 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020018120 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2345 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000018122 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 2020018122 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,363.00 (+4.9%) | $546,521 (+4.04%) Land $111,426 Building $435,095 |
| 2023 | $8,926.00 (+24.47%) | $525,300 Land $107,100 Building $418,200 |
| 2022 | $7,171.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470026023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 620 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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