2345 Monument Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 2345 Monument Dr, Lodi, CA 95242

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,311 sqft · built 1998
Lot Size0.133 acres (5,791 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Dec 2020)
Tax Bill$5,983 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Dec 2017 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN058-470-540-000

Property Details

APN / Parcel Number

Primary APN058-470-540-000
Alternative APN
  • 058-470-54

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,311 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,791 sqft (0.133 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number058-470-54
Street Address2345 MONUMENT DR
CityLODI
StateCA
Zip95242-4751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97-FM PT 058-470-18
Legal SubdivisionCENTURY MEADOWS 02
Legal Block1
Legal Lot Number104
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1019
Census Tract4305

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2345 MONUMENT DR, LODI, CA 95242-4751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 18, 2020Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Oct 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleJul 22, 2008 · Amount on Record
Deed Document Number2020179446
Prior Transfer DateApr 30, 2008
Prior Transfer Doc0000078031
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2345 MONUMENT DR, LODI, CA 95242-4751
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2345 MONUMENT DR, LODI, CA 95242-4751

Mortgage

Document Number0000083112
DateOct 12, 2023
Instrument2023-083112
Lender
NameFIRST BANK
TypeBank
AddressSAINT LOUIS, MO 63179
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2345 MONUMENT DR, LODI, CA 95242-4751
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148878
DateDec 20, 2017
Instrument2017-148878
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 18, 2020
Property Address2345 MONUMENT DR, LODI, CA 95242-4751
Document Number0000179446
Map ReferenceMB 32 PG 100
Instrument DateDec 3, 2020
Instrument2020-179446
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2345 MONUMENT DR, LODI, CA 95242-4751

Mortgage

Document Number0000179447
DateDec 18, 2020
Instrument2020-179447
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2345 MONUMENT DR, LODI, CA 95242-4751
Document Number0000128042
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2345 MONUMENT DR LODI CA 952424751, LODI, CA 95242-4751

Mortgage

Document Number0000128042
DateNov 2, 2017
Instrument128042
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,983.00 (+0.35%)
2025$5,962.00 (+4.05%) Homeowner's exemption$557,451 (+4.04%) Land $97,418 Building $460,033
2023$5,730.00 (+2.3%) Homeowner's exemption$535,806 Land $93,636 Building $442,170$561,330
2022$5,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Matrix Broadband, Verizon.

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