2345 Forest Trail Dr, Troy, MI 48085 Property Records

Oakland County property record for 2345 Forest Trail Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,675 sqft · built 1966
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Feb 2017)
Tax Bill	$5,277 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`88-20-13-329-022`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-329-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Finished Basement	1,494 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	119 ft deep x 102 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2345 FOREST TRAIL DR
City	TROY
State	MI
Zip	48085-3670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 MT. VERNON ESTATES SUB LOT 342
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	MT VERNON ESTATES
Legal Lot Number	342
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2010
Census Tract	197900

Owner

2345 Forest Trail Dr is owned and occupied by two individuals who acquired it in February 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Nov 15, 2022	Intrafamily Transfer, Transfer
Feb 3, 2017	Warranty Deed, Transfer · Conventional Mortgage STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2017 · Amount on File
Deed Sale	Feb 3, 2017 · Amount on File
Deed Document Number	201721516
Deed Book / Page	50354 / 287
Last Transfer Date	Feb 13, 2018
Transfer Doc	0000471106
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670

Mortgage

Document Number	0000075769
Date	Mar 24, 2021
Book Page	55941/107
Instrument	75769

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670
Document Number	0000031906
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2345 FOREST TRAIL DR TROY MI 480853670, TROY, MI 48085-3670

Mortgage

Document Number	0000031906
Date	Feb 12, 2020
Book Page	053832/000215
Instrument	31906

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 15, 2022
Property Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670
Document Number	0000471106
Book / Page	58258 / 314
Map Reference	LB 116 PG 13-17
Instrument Date	Feb 13, 2018
Instrument	471106
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2345 FOREST TRAIL DR, 2345, TROY, MI 48085-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 3, 2017
Property Address	2345 FOREST TRAIL DR, TROY, MI 48085-3670
Document Number	0000021516
Book / Page	50354 / 00287
Map Reference	LB 116 PG 13-17
Instrument Date	Jan 20, 2017
Instrument	021516
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,657.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4242 FROSTWOOD CT, 4242, TROY, MI 48098-4240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2872 DINA DR, TROY, MI 48085-1132

Mortgage

Document Number	0000021517
Date	Feb 3, 2017
Instrument	021517

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2345 Forest Trail Dr was $5,277 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,277.00
2023			$353,120
2022	$5,488.00	$176,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2345 Forest Trail Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2019)
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2345 Forest Trail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Forest Trail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures