2345 Elm Pl, Justin, TX 76247 Property Records

Denton County property record for 2345 Elm Pl, Justin, TX 76247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,348 sqft · built 2021
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Jul 2021)
Tax Bill	$13,649 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R960561`

Property Details

APN / Parcel Number

Primary APN	`R960561`
Alternative APN	`SJ1430A-000002K-0000-0002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,348 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	1,559 sqft
2nd Floor Area	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2345 ELM PL
City	JUSTIN
State	TX
Zip	76247-1996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PECAN SQUARE PHASE 2A-1 BLK 2K LOT 2
Legal Subdivision	PECAN SQUARE PHASE 2A-1
Legal Block	2K
Legal Lot Number	2
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	1
Census Block	1006
Census Tract	20314

Owner

2345 Elm Pl is owned and occupied by an individual who bought it in July 2021.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2345 ELM PL, JUSTIN, TX 76247-1996
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 28, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2021136336
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2345 ELM PL, NORTHLAKE, TX 76247-1996
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 ELM PL, NORTHLAKE, TX 76247-1996

Mortgage

Document Number	0000106588
Date	Sep 23, 2025
Instrument	2025-106588

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Aug 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2345 ELM PL, JUSTIN, TX 76247-1996
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 ELM PL, NORTHLAKE, TX 76247-1996

Mortgage

Document Number	0000093642
Date	Aug 30, 2023
Instrument	2023-093642

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Aug 1, 2051

July 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 28, 2021
Property Address	2345 ELM PL, JUSTIN, TX 76247-1996
Document Number	0000136336
Map Reference	VOL 2020 PG 247
Instrument Date	Jul 28, 2021
Instrument	2021-136336
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 DEMOCRACY DR STE 300, 300, PLANO, TX 75024-3674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 ELM PL, NORTHLAKE, TX 76247-1996

Mortgage

Document Number	0000136337
Date	Jul 28, 2021
Instrument	2021-136337

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2345 Elm Pl was $13,649.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Northlake Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,318 Land $90,191 Building $378,127	$468,318 Land $90,191 Building $378,127
2025	$13,649.00
2023	$11,863.00 (+4.45%)	$502,704 Land $76,992 Building $425,712	$502,704 Land $76,992 Building $425,712
2022	$11,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2345 Elm Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2345 Elm Pl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTHLAKE serves 10,430 people · EPA ID TX0610235
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Nextlink.

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