Ramsey County property record for 2345 Eldridge Ave E, North Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,064 sqft · built 1994 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Aug 2021) |
| Tax Bill | $5,018 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-29-22-22-0159 |
| Primary APN | 13-29-22-22-0159 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Family Room | Family Room |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 525238 |
|---|---|
| Street Address | 2345 ELDRIDGE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-4087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHWOOD HILLS LOT 16 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 13 |
| Legal Subdivision | NORTHWOOD HILLS |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 42700 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2345 ELDRIDGE AVE E, SAINT PAUL, MN 55109-4087 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2016 · Amount on Record |
| Deed Document Number | 20212710735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 2345 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-4087 |
| Document Number | 0T02710735 |
| Instrument Date | Aug 25, 2021 |
| Instrument | T02710735 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2345 ELDRIDGE AVE E, NORTH SAINT PAUL, MN 55109-4087 |
| Document Number | 0T02710736 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | T02710736 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2345 ELDRIDGE AVE E, NORTH ST PAUL, MN 55109-4087 |
| Document Number | 0002672227 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2345 ELDRIDGE AVE E ST PAUL MN 551094087, ST PAUL, MN 55109-4087 |
| Document Number | 0002672227 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2672227 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,400 (-0.09%) Land $43,200 Building $303,200 | $346,400 (-0.09%) Land $43,200 Building $303,200 | |
| 2025 | $5,018.00 (+6.9%) | ||
| 2023 | $4,694.00 Homeowner's exemption | $346,700 Land $43,200 Building $303,500 | $346,700 Land $43,200 Building $303,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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