2345 E Kile St, Decatur, IL 62526 Property Records

Macon County property record for 2345 E Kile St, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,184 sqft · built 1955
Lot Size	0.744 acres (32,400 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Aug 2016)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-01-203-007`

Property Details

APN / Parcel Number

Primary APN	`04-12-01-203-007`
Alternative APN	`12-01-203-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Lot Area	32,400 sqft (0.744 acres)
Lot Dimensions	100 ft deep x 324 ft wide
Garage Type	Detached
Garage Area	720 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041201203007
Street Address	2345 E KILE ST
City	DECATUR
State	IL
Zip	62526-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	THE VIRGINIA ADD LOT 6 BLOCK 4 324.2 X 100
Legal Range	02E
Legal Township	16N
Legal Section	01
Legal Subdivision	VIRGINIA
Legal Block	4
Legal Lot Number	6
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1010
Census Tract	2100

Owner

2345 E Kile St is owned and occupied by an individual who bought it in August 2016.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2345 E KILE ST, DECATUR, IL 62526-2127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2016 · Amount on File
Deed Sale	Aug 11, 2016 · Amount on File
Deed Document Number	20161907251
Deed Book / Page	4515 / 249
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2345 E KILE ST, DECATUR, IL 62526-2127
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R012530
Date	Oct 22, 2025
Instrument	2025R-012530

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.88%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Sep 14, 2023
Property Address	2345 E KILE ST, DECATUR, IL 62526-2127
Document Number	004973/859
Book / Page	4973 / 859
Map Reference	BK 745 PG 200
Instrument Date	Sep 1, 2023
Instrument	2016241
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2345 E KILE ST, DECATUR, IL 62526-2127

Mortgage

Document Number	0002016242
Date	Sep 14, 2023
Instrument	2016242

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2345 E Kile St was $1,614 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00	$28,295 Land $3,636 Building $24,659	$84,893 Land $10,909 Building $73,984
2022	$2,408.00	$23,545 Land $3,026 Building $20,519	$70,642 Land $9,079 Building $61,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2345 E Kile St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2345 E Kile St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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