Berks County property record for 2345 Downing St, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,004 sqft · built 1990 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,830 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5308-14-22-8520 |
| Primary APN | 5308-14-22-8520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15356500 |
|---|---|
| Street Address | 2345 DOWNING ST |
| City | READING |
| State | PA |
| Zip | 19605-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERDALE |
| Legal Block | 22 |
| Legal Lot Number | 611-6 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 300 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 9, 2018 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage CLEARPATH LNDG |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 1, 2001 |
| Transfer Doc | 0000025035 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000054062 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021054062 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000008727 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021008727 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESOURCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034935 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 2018034935 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Document Number | 0000028973 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2345 DOWNING ST READING PA 196052823, READING, PA 19605-2823 |
| Document Number | 0000028973 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 28973 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2345 DOWNING ST, READING, PA 19605-2823 |
| Document Number | 0000001864 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2345 DOWNING ST READING PA 196052823, READING, PA 19605-2823 |
| Document Number | 0000001864 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 1864 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 16, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,830.00 (+6.63%) Homeowner's exemption | $135,700 (-) Land $29,000 Building $106,700 | $29,000 (-78.63%) Land $29,000 |
| 2024 | $3,592.00 | $135,700 Land $29,000 Building $106,700 | |
| 1994 | $135,700 Land $29,000 Building $106,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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