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2345 Clover Ln, Northfield (Winnetka), IL 60093 Property Records

Cook County property record for 2345 Clover Ln, Northfield, IL 60093 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,602 sqft · built 1955
Lot Size1.01 acres (44,126 sqft)
OwnerIndividual Name on File
Last Sale$994,500 (Oct 2020)
Tax Bill$26,330 (2023)
Deeds & MortgagesJul 2022 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-23-401-013

Property Details

APN / Parcel Number

Primary APN04-23-401-013
Alternative APN
  • 04-23-401-013-0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area4,602 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1956
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area44,126 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2345 CLOVER LN
CityNORTHFIELD
StateIL
Zip60093-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(COUNTY)(CLERKS) DIV OF SEC 23-42-12
Legal Range12E
Legal Township42N
Legal Section23
Legal SubdivisionCOUNTY CLERKS DIV OF SEC 23-42-12
Legal Lot Number24
JurisdictionCOOK IL
Township / Civil DivisionNORTHFIELD
Census Block Group2
Census Block2018
Census Tract801800

Owner

Source: Cook County records · APN 04-23-401-013

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2345 CLOVER LN, NORTHFIELD, IL 60093-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 12, 2020Grant Deed, Transfer
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2020 · Amount on Record
Deed SaleOct 12, 2020 · Amount on Record
Prior SaleJun 11, 1999 · Amount on Record
Deed Document Number202062235
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2345 CLOVER LN, NORTHFIELD, IL 60093-2703
Transaction TypeMortgage
Record UpdatedSep 20, 2023
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2345 CLOVER LN, NORTHFIELD, IL 60093-2703

Mortgage

Document Number0019620001
DateJul 15, 2022
Instrument2219620001
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressDOWNERS GROVE, IL 60515
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateOct 12, 2020
Property Address2345 CLOVER LN, NORTHFIELD, IL 60093-2703
Document Number2028462235
Instrument DateJul 28, 2020
Instrument28462235
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$995.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2345 CLOVER LN NORTHFIELD IL 600932703, NORTHFIELD, IL 60093-2703

Mortgage

Document Number2028462236
DateOct 12, 2020
Instrument28462236
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressWESTMONT, IL 60559
Agreement
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNorthfield Township
MunicipalityNorthfield Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictSunset Ridge School District 29 (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$163,000 (+30.09%) Land $52,951 Building $110,049$1,630,000 (+30.09%) Land $529,510 Building $1,100,490
2023$26,330.00 (+5.55%)
2022$24,946.00 (+6.19%) Homeowner's exemption$125,298 (+29.34%) Land $44,126 Building $81,172$1,252,980 (+29.34%) Land $441,260 Building $811,720
2021$23,492.00 Homeowner's exemption$96,878 Land $30,888 Building $65,990$968,780 Land $308,880 Building $659,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318018002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
10 of 11 on primary residences
Nearby Flood Claims4 (1978–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimJul 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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