St. Charles County property record for 2345 Cabric Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,917 sqft · built 2018 |
| Lot Size | 0.248 acres (10,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $421,733 (May 2018) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T180600044 |
| Primary APN | T180600044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| Basement Area | 1,917 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Lot Area | 10,812 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180600044 |
|---|---|
| Street Address | 2345 CABRIC DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #3 LOT 43 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | VLGS OF PROVENCE #3 |
| Legal Lot Number | 43 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2345 Cabric Dr is owned and occupied by an individual who bought it in May 2018.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Jan 29, 2019 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| May 1, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT BOND & MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 0069121372 |
| Deed Book / Page | 6912 / 1372 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Document Number | 2021R083489 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021R-083489 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072580785 |
|---|---|
| Date | Mar 30, 2020 |
| Book Page | 7258/785 |
| Instrument | 20200330000193480 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070300759 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | 7030/0759 |
| Instrument | 20190129000043720 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 22, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Document Number | 0073720296 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 7372/296 |
| Instrument | 20200814000585340 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 4, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 2345 CABRIC DR, SAINT CHARLES, MO 63301-5028 |
| Document Number | 0069121372 |
| Book / Page | 6912 / 1372 |
| Map Reference | MB 49 PG 190 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 20180501000238140 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVD, 10407, SAINT LOUIS, MO 63132-1904 |
| Name | Verified Name |
|---|---|
| Address | 2130 WEDGWOOD DR W, FLORISSANT, MO 63033-1244 |
| Document Number | 20180501000238150 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 20180501000238150 |
| Name | PARAMOUNT BOND & MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $87,103 | |
| 2022 | $458,439 Land $65,000 Building $393,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2345 Cabric Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2345 Cabric Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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