2345 Bliss Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 2345 Bliss Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,866 sqft · built 2001
Lot Size	0.27 acres (11,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2000)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-570-12-00`

Property Details

APN / Parcel Number

Primary APN	`162-570-12-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,866 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	11,778 sqft (0.27 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2345 BLISS CIR
City	OCEANSIDE
State	CA
Zip	92056-3596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 013946
Legal Subdivision	EMERALD ESTATES
Legal Tract	013946
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1026
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2345 BLISS CIR, OCEANSIDE, CA 92056-3596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2000 · Amount on Record
Deed Sale	Aug 11, 2000 · Amount on Record
Deed Document Number	2000426084
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2345 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 BLISS CIR, OCEANSIDE, CA 92056-3596

Mortgage

Document Number	0000821079
Date	Dec 21, 2020
Instrument	2020-0821079

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2345 BLISS CIR, OCEANSIDE, CA 92056-3596
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2345 BLISS CIR, OCEANSIDE, CA 92056-3596

Mortgage

Document Number	0000566781
Date	Aug 10, 2021
Instrument	2021-0566781

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,598 (+2%) Land $122,946 Building $337,652
2025	$5,074.00 (+8.72%) Homeowner's exemption	$451,568 (+4.04%) Land $120,536 Building $331,032
2023	$4,667.00 (+0.56%) Homeowner's exemption	$434,035 Land $115,856 Building $318,179
2022	$4,641.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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